645 Ferguson Ave, Delaware, OH 43015 Property Records

Delaware County property record for 645 Ferguson Ave, Delaware, OH 43015 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,450 sqft · built 2018
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$442,500 (May 2022)
Tax Bill	$6,992 (2025)
Deeds & Mortgages	Feb 2024 Transfer Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-04-081-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-04-081-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	4,028 sqft
1st Floor Area	1,158 sqft
Upper Floors Area	1,292 sqft
Basement Area	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	645 FERGUSON AVE
City	DELAWARE
State	OH
Zip	43015-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8737 OLD COLONY ESTATES PH 1
Legal Subdivision	OLD COLONY ESTATE
Legal Lot Number	8737
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3017
Census Tract	10200

Owner

Source: Delaware County records · APN 519-441-04-081-000

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Intrafamily Transfer, Transfer TALON TITLE AGENCY, TALON TITLE AGENCY BOX
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 03, 2022	Survivorship Deed, Transfer
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/CTRL OH
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Mar 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2022 · Amount on Record
Deed Sale	May 03, 2022 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	202213585
Deed Book / Page	1963 / 338
Last Transfer Date	Feb 09, 2024
Transfer Doc	0000003154
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Feb 16, 2024
Property Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Document Number	0000003154
Book / Page	2076 / 2211
Map Reference	CAB 3 SL 657-657B
Instrument Date	Feb 14, 2024
Instrument	202400003154
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	TALON TITLE AGENCY, TALON TITLE AGENCY BOX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044971
Date	Nov 09, 2020
Book Page	1790/1834
Instrument	202000044971

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

May 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	May 03, 2022
Property Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Document Number	0000013585
Book / Page	1963 / 338
Map Reference	CAB 3 SL 657-657B
Instrument Date	Apr 19, 2022
Instrument	202200013585
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Document Number	0000033049
Book / Page	001540 / 001075
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 FERGUSON AVE DELAWARE OH 430156505, DELAWARE, OH 43015-6505

Mortgage

Document Number	0000033049
Date	Nov 17, 2017
Book Page	001540/001075
Instrument	33049

Lender

Name	FIFTH THIRD BK/CTRL OH
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 23, 2017
Property Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Document Number	0000017551
Book / Page	1510 / 0950
Instrument Date	Jun 01, 2017
Instrument	201700017551
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000017552
Date	Jun 23, 2017
Book Page	1510/0952
Instrument	201700017552

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2032

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 24, 2017
Property Address	645 FERGUSON AVE, DELAWARE, OH 43015-6505
Document Number	0000008509
Instrument Date	Mar 10, 2017
Instrument	8509
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$129.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8351 N HIGH ST #150 COLUMBUS OH 432351409, 150, COLUMBUS, OH 43235-1409
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,992.00 (-2.09%)	$140,570 (-) Land $26,080 Building $114,490	$401,600 (-) Land $74,500 Building $327,100
2024	$7,141.00 (+4.81%)	$140,570 (-) Land $26,080 Building $114,490
2023	$6,813.00 (+15.26%)	$140,570 (+29.59%) Land $26,080 Building $114,490	$401,600 (+29.59%) Land $74,500 Building $327,100
2022	$5,911.00 Homeowner's exemption	$108,470 Land $21,180 Building $87,290
2020			$309,900 Land $60,500 Building $249,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390410102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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