640 Ferguson Ave, Delaware, OH 43015 Property Records

Delaware County property record for 640 Ferguson Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,708 sqft · built 2016
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Dec 2024)
Tax Bill	$8,547 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-22-022-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-22-022-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	1,264 sqft
Upper Floors Area	1,444 sqft
Basement Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	14,680 sqft (0.337 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	690 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	640 FERGUSON AVE
City	DELAWARE
State	OH
Zip	43015-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8725 OLD COLONY ESTATES PH 1
Legal Subdivision	OLD COLONY ESTATE
Legal Lot Number	8725
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3031
Census Tract	10200

Owner

640 Ferguson Ave is owned by two individuals who bought it in December 2024.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 CORPORATE CENTER DR, POMONA, CA 91768-2642
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL COMMUNITY BANK
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Nov 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Dec 8, 2005
Deed Document Number	202427775
Deed Book / Page	2130 / 1148
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	0000044139
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	640 FERGUSON AVE, DELAWARE, OH 43015-6519
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 FERGUSON AVE, BUCYRUS, OH 44820

Mortgage

Document Number	0000027505
Date	Sep 13, 2022
Book Page	1991/1395
Instrument	202200027505

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 18, 2042

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	640 FERGUSON AVE, DELAWARE, OH 43015-6519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015992
Date	May 14, 2020
Book Page	1726/657
Instrument	202000015992

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 3, 2020
Property Address	640 FERGUSON AVE, DELAWARE, OH 43015-6519
Document Number	0000044139
Book / Page	001788 / 002479
Instrument Date	Oct 14, 2020
Instrument	44139
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 FERGUSON AVE DELAWARE OH 430156519, DELAWARE, OH 43015-6519

Tax Assessment & Valuation

The 2025 property tax bill for 640 Ferguson Ave was $8,547, up 12.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,547.00 (+12.67%)	$171,820 (+6.93%) Land $27,370 Building $144,450	$490,900 Land $78,200 Building $412,700
2024	$7,586.00 (-0.18%) Homeowner's exemption	$160,690 (-) Land $27,370 Building $133,320
2023	$7,600.00 Homeowner's exemption	$160,690 Land $27,370 Building $133,320	$459,100 Land $78,200 Building $380,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Ferguson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Ferguson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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