Maricopa County property record for 646 E Desert Ln, Gilbert, AZ 85234 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,469 sqft Living Area |
| Lot Size | 35,767 sqft (0.821 acres) |
| Pool | 920 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2020) |
| Tax Bill | $3,150.00 (2025) |
| Primary APN | 304-10-315 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,469 sqft Living Area |
| 1st Floor | 2,469 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 35,767 sqft (0.821 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 920 sqft Pool |
| Patio Area | 309 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 646 E DESERT LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-2429 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CIRCLE G RANCHES UNIT 3 MCR 199-15 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Quarter | NE |
| Legal Quarter Quarter | SE |
| Legal Subdivision | CIRCLE G RANCHES UNIT 3 |
| Legal Lot Number | 30 |
| Legal Unit | 3 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | PHOENIX |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 422508 |
Source: Maricopa County records · APN 304-10-315
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) KUDZU R/E HLDGS LLC |
| Apr 11, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2020 · Amount on Record |
| Deed Sale | Jan 08, 2020 · Amount on Record |
| Prior Sale | Jan 26, 2017 |
| Deed Doc Number | 20200015603 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000459740 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 20210459740 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000541604 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 20200541604 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE AGENCY OF AZ |
| Name | Verified Name |
|---|
| Document Number | 0000162559 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 20200162559 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE AGENCY OF AZ |
| Name | Verified Name |
|---|---|
| Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Document Number | 0001175176 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 20201175176 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 08, 2020 |
| Property Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Document Number | 0000015603 |
| Instrument Date | Jan 03, 2020 |
| Instrument | 15603 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 646 E DESERT LN GILBERT AZ 852342429, GILBERT, AZ 85234-2429 |
| Document Number | 15605 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 15605 |
| Name | KUDZU R/E HLDGS LLC |
|---|---|
| Address | 2312 E GRANDVIEW CIR, MESA, AZ 85213-4619 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 11, 2017 |
| Property Address | 646 E DESERT LN, GILBERT, AZ 85234-2429 |
| Document Number | 0000254030 |
| Instrument Date | Jan 15, 2017 |
| Instrument | 254030 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 646 E DESERT LN GILBERT AZ 852342429, GILBERT, AZ 85234-2429 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,700 (+4.07%) | $737,000 (+4.07%) Land $147,400 Building $589,600 | |
| 2025 | $3,150.00 (+24.51%) | ||
| 2024 | $70,820 | $708,200 Land $141,600 Building $566,600 | |
| 2023 | $2,530.00 |
646 E Desert Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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