649 E Desert Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 649 E Desert Ln, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage2,210 sqft Living Area
Lot Size34,160 sqft (0.784 acres)
Pool400 sqft
OccupancyOwner Occupied
Last Sale$415,000 (2013)
Tax Bill$2,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-10-313

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,210 sqft Living Area
1st Floor2,210 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialWood Roof
Lot Area34,160 sqft (0.784 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft Pool
Patio Area110 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address649 E DESERT LN
CityGILBERT
StateAZ
Zip85234-2401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCIRCLE G RANCHES UNIT 3 MCR 199-15
Legal Range06E
Legal Township01S
Legal Section06
Legal QuarterNE
Legal Quarter QuarterSE
Legal SubdivisionCIRCLE G RANCHES UNIT 3
Legal Lot Number28
Legal Unit3
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup1
Census Block1002
Census Tract422508

Owner

Source: Maricopa County records · APN 304-10-313

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address649 E DESERT LN, GILBERT, AZ 85234-2401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
May 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDFIRST BANK
Oct 09, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2013 · Amount on Record
Deed SaleMay 09, 2013 · Amount on Record
Prior SaleMay 09, 2013 · Amount on Record
Deed Doc Number0000426360
Last Transfer DateOct 09, 2020
Transfer Doc0000967916
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address649 E DESERT LN, GILBERT, AZ 85234-2401
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 E DESERT LN, GILBERT, AZ 85234-2401

Mortgage

Document Number0000649703
DateAug 17, 2022
Instrument20220649703
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address649 E DESERT LN, GILBERT, AZ 85234-2401
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyEMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000383085
DateMay 05, 2020
Instrument20200383085
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateOct 09, 2020
Property Address649 E DESERT LN, GILBERT, AZ 85234-2401
Document Number0000967916
Map ReferenceMB 199 PG 15
Instrument DateOct 05, 2020
Instrument20200967916
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address649 E DESERT LN, GILBERT, AZ 85234-2401
InvestorPossibly a Property Investor

Mortgage

Document Number0000967917
DateOct 09, 2020
Instrument20200967917
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$65,070 (+3.61%)$650,700 (+3.61%) Land $130,100 Building $520,600
2025$2,532.00 (+3.26%)
2024$62,800$628,000 Land $125,600 Building $502,400
2023$2,452.00

Flood & Wildfire

649 E Desert Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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