637 E Desert Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 637 E Desert Ln, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1984
Square Footage2,987 sqft Living Area
Lot Size35,048 sqft (0.804 acres)
Pool450 sqft
OccupancyOwner Occupied
Last Sale$690,000 (2020)
Tax Bill$3,733.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-10-310

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,987 sqft Living Area
1st Floor2,987 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1984
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area35,048 sqft (0.804 acres)
Parking Spaces7 Parking Spaces
Pool Area450 sqft Pool
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address637 E DESERT LN
CityGILBERT
StateAZ
Zip85234-2401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCIRCLE G RANCHES UNIT 3 MCR 199-15
Legal Range06E
Legal Township01S
Legal Section06
Legal QuarterNE
Legal Quarter QuarterSE
Legal SubdivisionCIRCLE G RANCHES UNIT 3
Legal Lot Number25
Legal Unit3
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup1
Census Block1002
Census Tract422508

Owner

Source: Maricopa County records · APN 304-10-310

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address637 E DESERT LN, GILBERT, AZ 85234-2401
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2022Intrafamily Transfer, Transfer · Reverse Mortgage
SUN AMERICAN MORTGAGE CO
Aug 18, 2020Deed of Trust, Mortgage · Line of Credit
BANK FIVE NINE
Jul 09, 2020Warranty Deed, Transfer · Conventional Mortgage
SUN AMERICAN MORTGAGE CO
Mar 15, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF AZ
Mar 15, 2019Quit Claim Deed, Transfer
BANK OF AZ

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 09, 2020 · Amount on Record
Deed SaleJul 09, 2020 · Amount on Record
Prior SaleJul 09, 2020 · Amount on Record
Deed Doc Number0000612626
Last Transfer DateDec 07, 2022
Transfer Doc0000878332
Record RefreshedJun 08, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateDec 07, 2022
Property Address637 E DESERT LN, GILBERT, AZ 85234-2401
Document Number0000878332
Map ReferenceMB 199 PG 15
Instrument DateDec 02, 2022
Instrument20220878332
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address637 E DESERT LN, GILBERT, AZ 85234-2401

Mortgage

Document Number0000878333
DateDec 07, 2022
Instrument20220878333
Lender
NameSUN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.01%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index52-Week T-Bill (1-Year)
Max Rate12%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address637 E DESERT LN, GILBERT, AZ 85234-2401
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000759068
DateAug 18, 2020
Instrument20200759068
Lender
NameBANK FIVE NINE
TypeBank
AddressOCONOMOWOC, WI 53066
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 09, 2020
Property Address637 E DESERT LN, GILBERT, AZ 85234-2401
Document Number0000612626
Map ReferenceMB 199 PG 15
Instrument DateJul 08, 2020
Instrument20200612626
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGRAND CANYON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address637 E DESERT LN, 637, GILBERT, AZ 85234-2401

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address637 E DESERT LN, GILBERT, AZ 85234-2401

Mortgage

Document Number0000612627
DateJul 09, 2020
Instrument20200612627
Lender
NameSUN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 15, 2019
Property Address637 E DESERT LN, GILBERT, AZ 85234-2401
Document Number0000181432
Instrument DateMar 14, 2019
Instrument181432
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyEMPIRE W TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$524.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address637 E DESERT LN GILBERT AZ 852342401, GILBERT, AZ 85234-2401

Mortgage

Document Number181434
DateMar 15, 2019
Instrument181434
Lender
NameBANK OF AZ
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 14, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateMar 15, 2019
Property Address637 E DESERT LN, GILBERT, AZ 85234-2401
Document Number0000181433
Instrument DateMar 13, 2019
Instrument181433
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyEMPIRE W TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address637 E DESERT LN GILBERT AZ 852342401, GILBERT, AZ 85234-2401

Mortgage

Document Number181434
DateMar 15, 2019
Instrument181434
Lender
NameBANK OF AZ
TypeBank
AddressTULSA, OK 74153
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$84,880 (+5.56%)$848,800 (+5.56%) Land $169,700 Building $679,100
2025$3,733.00 (+3.93%)
2024$80,410$804,100 Land $160,800 Building $643,300
2023$3,592.00

Flood & Wildfire

637 E Desert Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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