6459 Smithfield Rd, Wade, NC 28395 Property Records

Cumberland County property record for 6459 Smithfield Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,853 sqft · built 2004
Lot Size	4.03 acres (175,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2025)
Tax Bill	$4,341 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0591-23-9382`

Property Details

APN / Parcel Number

Primary APN	`0591-23-9382`
Alternative APN	`0591.03239382`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,853 sqft Heated Area
1st Floor Area	2,413 sqft
Attic	Attic
Attic Area	136 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	175,547 sqft (4.03 acres)
Lot Dimensions	304 ft deep x 606 ft wide
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	502 sqft
Patio Area	990 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6459 SMITHFIELD RD
City	WADE
State	NC
Zip	28395-9068
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40
Legal Description	DAVID & SARAH DAWSON LO:1 SE:01 PL:0109-0165
Legal Subdivision	DISTRICT SEVEN AREA
Legal Block	23
Legal Lot Number	1
Jurisdiction	CUMBERLAND NC
Township / Civil Division	BLACK RIVER
Census Block Group	1
Census Block	1029
Census Tract	2701

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6373 SMITHFIELD RD, WADE, NC 28395-8917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Deed Document Number	202519446
Deed Book / Page	12269 / 406
Prior Transfer Date	May 21, 2025
Prior Transfer Doc	0000019446
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6459 SMITHFIELD RD, WADE, NC 28395-9068
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113870609
Date	Feb 8, 2022
Book Page	11387/609
Instrument	5489

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6459 SMITHFIELD RD, WADE, NC 28395-9068
Document Number	0103000209
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	BB AND T ML POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6459 SMITHFIELD RD WADE NC 283959068, WADE, NC 28395-9068

Mortgage

Document Number	0103000209
Date	May 7, 2018
Book Page	010300/000209
Instrument	13568

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 6, 2038

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,341.00
2025	$4,341.00 (+8.12%)	$576,264 (+46.03%) Land $45,969 Building $530,295	$576,264 (+46.03%) Land $45,969 Building $530,295
2024	$4,015.00 (+3.45%)	$394,620 (+5.26%) Land $23,086 Building $371,534	$394,620 (+5.26%) Land $23,086 Building $371,534
2023	$3,881.00 (+0.96%)	$374,897 Land $23,086 Building $351,811	$374,897 Land $23,086 Building $351,811
2022	$3,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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