6360 Smithfield Rd, Wade, NC 28395 Property Records

Cumberland County property record for 6360 Smithfield Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,100 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0591-22-8506`

Property Details

APN / Parcel Number

Primary APN	`0591-22-8506`
Alternative APN	`0591.03228506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Heated Area
1st Floor Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	197 ft deep x 223 ft wide
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6360 SMITHFIELD RD
City	WADE
State	NC
Zip	28395-8916
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	BARNETT TRUCK LINES INC PROP LO:2 SE:01 PL:0050-0048
Legal Subdivision	DISTRICT SEVEN AREA
Legal Block	22
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	BLACK RIVER
Census Block Group	1
Census Block	1030
Census Tract	2701

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6360 SMITHFIELD RD, WADE, NC 28395-8916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Minor or Ward

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6360 SMITHFIELD RD, WADE, NC 28395-8916
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6360 SMITHFIELD RD, WADE, NC 28395-8916

Mortgage

Document Number	0119470036
Date	Apr 12, 2024
Book Page	11947/36
Instrument	10411

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2064

Interest

Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6360 SMITHFIELD RD, WADE, NC 28395-8916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103930001
Date	Oct 19, 2018
Book Page	10393/1
Instrument	30989

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 25, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00
2025	$2,138.00 (+43.78%)	$190,006 (+40.95%) Land $28,500 Building $161,506	$190,006 (+40.95%) Land $28,500 Building $161,506
2024	$1,487.00 (+2.55%)	$134,802 (-) Land $15,000 Building $119,802	$134,802 (-) Land $15,000 Building $119,802
2023	$1,450.00 (+2.62%)	$134,802 Land $15,000 Building $119,802	$134,802 Land $15,000 Building $119,802
2022	$1,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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