6262 Smithfield Rd, Wade, NC 28395 Property Records

Cumberland County property record for 6262 Smithfield Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,584 sqft · built 1955
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Aug 2024)
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0591-21-4994`

Property Details

APN / Parcel Number

Primary APN	`0591-21-4994`
Alternative APN	`0591.03214994`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Heated Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	74,488 sqft (1.71 acres)
Lot Dimensions	306 ft deep x 488 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	296 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0591.03214994
Street Address	6262 SMITHFIELD RD
City	WADE
State	NC
Zip	28395-8914
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	1.71 ACS MATTHEWS LD
Legal Subdivision	DISTRICT SEVEN AREA
Jurisdiction	CUMBERLAND NC
Township / Civil Division	BLACK RIVER
Census Block Group	1
Census Block	1048
Census Tract	2701

Owner

Source: Cumberland County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6262 SMITHFIELD RD, WADE, NC 28395-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage NP INC
May 22, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	May 22, 2020 · Amount on File
Deed Document Number	0012047436
Deed Book / Page	12047 / 436
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6262 SMITHFIELD RD, WADE, NC 28395-8914
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110850501
Date	Apr 9, 2021
Book Page	11085/501
Instrument	16323

Lender

Name	NP INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 22, 2020
Property Address	6262 SMITHFIELD RD, WADE, NC 28395-8914
Document Number	0107710563
Book / Page	010771 / 000563
Instrument Date	May 19, 2020
Instrument	17541
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6262 SMITHFIELD RD WADE NC 283958914, WADE, NC 28395-8914

Mortgage

Document Number	107710566
Date	May 22, 2020
Book Page	010771/000566
Instrument	17542

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,807.00 (+24.71%)	$226,400 (+37.39%) Land $50,137 Building $176,263	$226,400 (+37.39%) Land $50,137 Building $176,263
2023	$1,449.00 (-22.18%)	$164,783 Land $24,694 Building $140,089	$164,783 Land $24,694 Building $140,089
2022	$1,862.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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