645 Villa Rd, Apt J, Springfield, OH 45503 Property Records

Clark County property record for 645 Villa Rd, Apt J, Springfield, OH 45503

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,088 sqft · built 1974
Lot Size	6.6 acres (287,496 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Aug 2022)
Tax Bill	$592 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-801-045`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-801-045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Units	13 Units
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	287,496 sqft (6.6 acres)
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 VILLA RD, J
City	SPRINGFIELD
State	OH
Zip	45503-1365
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE ABBEY CONDOMINIUM UNIT645-J
Legal Subdivision	THE ABBEY CONDOMINIUM
Legal Block	801
Legal Lot Number	45
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	2404

Owner

Source: Clark County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage ABBEY CU INC
Jan 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage ABBEY CU INC
Aug 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Mar 27, 2015 · Amount on Record
Deed Document Number	202211671
Deed Book / Page	2213 / 4225
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0000003729
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	645 VILLA RD APT J, J, SPRINGFIELD, OH 45503-1365
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	0000001684
Date	Feb 9, 2024
Book Page	2233/2646
Instrument	202400001684

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	800 FALLS CREEK DR, VANDALIA, OH 45377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	645 VILLA RD APT J, J, SPRINGFIELD, OH 45503-1365
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	0000000840
Date	Jan 23, 2024
Book Page	2232/4334
Instrument	202400000840

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 5, 2022
Property Address	645 VILLA RD APT J, J, SPRINGFIELD, OH 45503-1365
Document Number	0000011671
Book / Page	2213 / 4225
Map Reference	MB 13 PG 149
Instrument Date	Aug 4, 2022
Instrument	202200011671
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,390 (+74.27%) Land $2,700 Building $17,690	$58,240 (+74.16%) Land $7,700 Building $50,540
2024	$592.00 (+2.6%)
2023		$11,700 Land $2,020 Building $9,680
2022	$577.00		$33,440 Land $5,780 Building $27,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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