645 Villa Rd, Apt B, Springfield, OH 45503 Property Records

Clark County property record for 645 Villa Rd, Apt B, Springfield, OH 45503

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,088 sqft · built 1974
Lot Size	6.13 acres (267,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2026)
Tax Bill	$1,725 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-801-040`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-801-040`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Units	13 Units
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	267,023 sqft (6.13 acres)
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 VILLA RD, B
City	SPRINGFIELD
State	OH
Zip	45503-1365
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE ABBEY CONDOMINIUM UNIT645-B
Legal Subdivision	THE ABBEY CONDOMINIUM
Legal Block	801
Legal Lot Number	40
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	2404

Owner

Source: Clark County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3786 EAGLE HILL CT, LEBANON, OH 45036-9964
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer · Conventional Mortgage NEW CARLISLE FSB
Feb 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage ABBEY CU INC
Jan 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage ABBEY CU INC
Jun 29, 2020	Warranty Deed, Transfer · Line of Credit THE RICHWOOD BANKING CO
Aug 23, 2018	Grant Deed, Transfer OHIO REAL ESTATE TITLE
Apr 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	202611310
Deed Book / Page	2273 / 2189
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	0000005437
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARK OH
Recording Date	Aug 18, 2026
Property Address	645 VILLA RD, SPRINGFIELD, OH 45503-7305
Document Number	0000011310
Book / Page	2273 / 2189
Instrument Date	Aug 17, 2026
Instrument	202611310
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3786 EAGLE HILL CT, MASON, OH 45036-9964

Mortgage

Document Number	0000011311,
Date	Aug 18, 2026
Instrument	202611311

Lender

Name	NEW CARLISLE FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	645 VILLA RD APT B, B, SPRINGFIELD, OH 45503-1365
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	0000001680
Date	Feb 9, 2024
Book Page	2233/2612
Instrument	202400001680

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	800 FALLS CREEK DR, VANDALIA, OH 45377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	645 VILLA RD APT B, B, SPRINGFIELD, OH 45503-1365
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	0000000846
Date	Jan 23, 2024
Book Page	2232/4384
Instrument	202400000846

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 29, 2020
Property Address	645 VILLA RD APT B, B, SPRINGFIELD, OH 45503-1365
Document Number	0000008974
Book / Page	2174 / 66
Map Reference	MB 15 PG 339
Instrument Date	Jun 23, 2020
Instrument	202000008974
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	0000008975
Date	Jun 29, 2020
Instrument	202000008975

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK OH
Recording Date	Aug 23, 2018
Property Address	645 VILLA RD APT B, B, SPRINGFIELD, OH 45503-1365
Document Number	0000011347
Instrument Date	Aug 22, 2018
Instrument	11347
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	OHIO REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2973 DERR RD SPRINGFIELD OH 455031369, SPRINGFIELD, OH 45503-1369

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK OH
Recording Date	Apr 26, 2018
Property Address	645 VILLA RD APT B, B, SPRINGFIELD, OH 45503-1365
Document Number	0000005437
Book / Page	002143 / 001143
Instrument Date	Apr 17, 2018
Instrument	5437
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 VILLA RD #B SPRINGFIELD OH 455031365, B, SPRINGFIELD, OH 45503-1365

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK OH
Recording Date	Apr 25, 2017
Property Address	645 VILLA RD APT B, B, SPRINGFIELD, OH 45503-1365
Document Number	0000005829
Book / Page	002114 / 000909
Instrument Date	Apr 24, 2017
Instrument	5829
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	645 VILLA RD #B SPRINGFIELD OH 455031365, B, SPRINGFIELD, OH 45503-1365

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,725.00 (+175.12%)	$19,640 (+58.64%) Land $2,700 Building $16,940	$56,110 (+58.59%) Land $7,700 Building $48,410
2024	$627.00 (+0.16%)
2023		$12,380 Land $2,020 Building $10,360
2022	$626.00		$35,380 Land $5,780 Building $29,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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