645 Villa Rd, Apt C, Springfield, OH 45503 Property Records

Clark County property record for 645 Villa Rd, Apt C, Springfield, OH 45503

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 1974
Lot Size	6.13 acres (267,023 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Aug 2017)
Tax Bill	$627 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-801-041`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-801-041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1974
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	267,023 sqft (6.13 acres)
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 VILLA RD APT C, C
City	SPRINGFIELD
State	OH
Zip	45503-1365
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE ABBEY CONDOMINIUM; UNIT645-C
Legal Subdivision	THE ABBEY CONDOMINIUM
Legal Block	801
Legal Unit	645-C
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	2404

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage ABBEY CU INC
Jan 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage ABBEY CU INC
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 18, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME CTY FSB/SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	0000011728
Deed Book / Page	002124 / 001709
Last Transfer Date	Oct 13, 2017
Transfer Doc	0000014471
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	645 VILLA RD APT C, C, SPRINGFIELD, OH 45503-1365
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	0000001682
Date	Feb 9, 2024
Book Page	2233/2629
Instrument	202400001682

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	800 FALLS CREEK DR, VANDALIA, OH 45377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	645 VILLA RD APT C, C, SPRINGFIELD, OH 45503-1365
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	0000000844
Date	Jan 23, 2024
Book Page	2232/4367
Instrument	202400000844

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK OH
Recording Date	Oct 13, 2017
Property Address	645 VILLA RD APT C, C, SPRINGFIELD, OH 45503-1365
Document Number	0000014471
Book / Page	002129 / 001571
Instrument Date	Oct 12, 2017
Instrument	14471
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1333 NORTHFIELD CT SPRINGFIELD OH 455028301, SPRINGFIELD, OH 45502-8301

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 18, 2017
Property Address	645 VILLA RD APT C, C, SPRINGFIELD, OH 45503-1365
Document Number	0000011728
Book / Page	002124 / 001709
Instrument Date	Aug 10, 2017
Instrument	11728
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 NORTHFIELD CT SPRINGFIELD OH 455028301, SPRINGFIELD, OH 45502-8301

Mortgage

Document Number	11729
Date	Aug 18, 2017
Book Page	002124/001711
Instrument	11729

Lender

Name	HOME CTY FSB/SPRINGFIELD
Type	Federal Savings Bank
Address	SPRINGFIELD, OH 45503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2032

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,640 (+58.64%) Land $2,700 Building $16,940	$56,110 (+58.59%) Land $7,700 Building $48,410
2024	$627.00 (+0.16%)
2023		$12,380 Land $2,020 Building $10,360
2022	$626.00		$35,380 Land $5,780 Building $29,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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