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645 Stuart St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 645 Stuart St, Fredericksburg, VA 22401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,342 sqft · built 1934
Lot Size0.071 acres (3,136 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Nov 2022)
Tax Bill$2,881 (2026)
Deeds & MortgagesNov 2022 Transfer
Oct 2022 Sale
APN7779-87-4154

Property Details

APN / Parcel Number

Primary APN7779-87-4154

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,342 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1934
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area3,136 sqft (0.071 acres)
Garage TypeBuilt-in
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 STUART ST
CityFREDERICKSBURG
StateVA
Zip22401-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 57 BL 156-19-L57
Legal Lot Number57
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group1
Census Block1035
Census Tract202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fredericksburg Historic District
listed 1971 · 27 contributing resources · NRIS 71001053
Individually ListedFredericksburg and Spotsylvania County Battlefields Memorial National Military Park
listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

645 Stuart St is owned and occupied by an individual who bought it in November 2022.

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address645 STUART ST, FREDERICKSBURG, VA 22401-3526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Intrafamily Transfer, Transfer
Oct 27, 2022Warranty Deed, Transfer
EKKO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2022 · Amount on File
Deed SaleNov 2, 2022 · Amount on File
Prior SaleOct 27, 2022 · Amount on File
Deed Document Number202203016
Record UpdatedJun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICKSBURG CITY VA
Recording DateNov 2, 2022
Property Address645 STUART ST, FREDERICKSBURG, VA 22401-3526
Document Number0202203016
Instrument DateNov 1, 2022
Instrument202203016
Transaction TypeTransfer
Record UpdatedNov 24, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 STUART ST, FREDERICKSBURG, VA 22401-3526

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICKSBURG CITY VA
Recording DateOct 27, 2022
Property Address645 STUART ST, FREDERICKSBURG, VA 22401-3526
Document Number0202202982
Instrument DateOct 27, 2022
Instrument202202982
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyEKKO TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 STUART ST, FREDERICKSBURG, VA 22401-3526

Tax Assessment & Valuation

The 2026 property tax bill for 645 Stuart St was $2,881.

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,881.00$355,800 Land $130,000 Building $225,800$355,800 Land $130,000 Building $225,800
2024$1,835.00$206,200 Land $80,000 Building $126,200$206,200 Land $80,000 Building $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 645 Stuart St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Stuart St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICKSBURG
serves 28,350 people · EPA ID VA6630050
Water SourcePurchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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