642 Stuart St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 642 Stuart St, Fredericksburg, VA 22401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,718 sqft · built 1899
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$67,000 (Feb 1999)
Tax Bill$2,625 (2026)
APN7779-87-5093

Property Details

APN / Parcel Number

Primary APN7779-87-5093
Alternative APNs
  • 155 22 642
  • 2645

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,718 sqft Living Area
1st Floor Area927 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialOther
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions105 ft deep x 25 ft wide
Garage TypeBuilt-in

Exterior Amenities

PorchPorch
Porch Area102 sqft
Deck Area128 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address642 STUART ST
CityFREDERICKSBURG
StateVA
Zip22401-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 12 BL 155-22-L12
Legal Lot Number12
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group1
Census Block1043
Census Tract202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Avenue Historic District
listed 2002 · 41 contributing resources · NRIS 02000518
Individually ListedFredericksburg and Spotsylvania County Battlefields Memorial National Military Park
listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

642 Stuart St is owned and occupied by two individuals who bought it in February 1999.

Source: Fredericksburg City records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address642 STUART ST, FREDERICKSBURG, VA 22401-3527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 1999 · Amount on File
Deed SaleFeb 1, 1999 · Amount on File
Deed Book / Page321 / 1
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 642 Stuart St was $2,625.

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,625.00$324,100 Land $130,000 Building $194,100$324,100 Land $130,000 Building $194,100
2024$2,618.00$294,200 Land $80,000 Building $214,200$294,200 Land $80,000 Building $214,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 642 Stuart St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Stuart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICKSBURG
serves 28,350 people · EPA ID VA6630050
Water SourcePurchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 100

May also be available: Xfinity.

Nearby Properties on Stuart St

Nearby Streets

Search Property Records by Address or Parcel Number