641 Stuart St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 641 Stuart St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,352 sqft · built 1939
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Jun 2018)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Sale & Mortgage
APN	`7779-87-4187`

Property Details

APN / Parcel Number

Primary APN	`7779-87-4187`
Alternative APNs	`156 19 641` `2680`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	580 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	105 ft deep x 25 ft wide
Garage Type	Built-in
Porch	Porch
Porch Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 STUART ST
City	FREDERICKSBURG
State	VA
Zip	22401-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 55 BL 156-19-L55
Legal Lot Number	55
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1035
Census Tract	202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fredericksburg Historic District listed 1971 · 27 contributing resources · NRIS 71001053
Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9055 BROOK FORD RD, BURKE, VA 22015-3616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	20181195
Last Transfer Date	Aug 23, 2024
Transfer Doc	0202401466
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	641 STUART ST, FREDERICKSBURG, VA 22401-3526
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	PROVIDENT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001606
Date	Jun 16, 2020
Instrument	202001606

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 11, 2018
Property Address	641 STUART ST, FREDERICKSBURG, VA 22401-3526
Document Number	0180001195
Instrument Date	Jun 8, 2018
Instrument	180001195
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STUART ST, FREDERICKSBURG, VA 22401-3526

Mortgage

Document Number	0180001196
Date	Jun 11, 2018
Instrument	180001196

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00 (+17.71%)	$316,800 (+29.31%) Land $130,000 Building $186,800	$316,800 (+29.31%) Land $130,000 Building $186,800
2024	$2,180.00	$245,000 Land $80,000 Building $165,000	$245,000 Land $80,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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