Kane County property record for 645 Saddle Ln, Aurora, IL 60505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,450 sqft · built 1974 |
| Lot Size | 0.367 acres (16,006 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,625 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-303-002 |
| Primary APN | 15-11-303-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 3,596 sqft |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 16,006 sqft (0.367 acres) |
| Lot Dimensions | 151 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 645 SADDLE LN |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERLEAF ESTATES LOT 16 LOT DIMENSIONS: 106 X 151 APPROX LOT SQ FT 16006 SUBDIVISION: SADDLE LANE RANGE CODE: 001 |
| Legal Subdivision | SADDLE LANE |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 852906 |
645 Saddle Ln is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 SADDLE LN, AURORA, IL 60505-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 645 Saddle Ln was $4,625 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,625.00 Homeowner's exemption Senior Citizen's exemption | $113,946 (+9.39%) Land $21,612 Building $92,334 | $341,975 (+9.39%) Land $64,862 Building $277,113 |
| 2024 | $104,165 Land $19,757 Building $84,408 | $312,620 Land $59,295 Building $253,325 | |
| 2022 | $4,131.00 (+1.3%) Homeowner's exemption | $84,919 (+7.41%) Land $16,107 Building $68,812 | $254,757 (+7.41%) Land $48,321 Building $206,436 |
| 2021 | $4,078.00 Homeowner's exemption | $79,061 Land $14,996 Building $64,065 | $237,183 Land $44,988 Building $192,195 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Saddle Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Saddle Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet, T-Mobile.
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