645 Quail Run Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 645 Quail Run Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 6,342 sqft · built 1963
Lot Size2.76 acres (120,356 sqft)
Owner2 Individual Names on Record
Last Sale$2,625,000 (Jan 2018)
Tax Bill$34,177 (2025)
Deeds & MortgagesJan 2018 Sale
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN040-232-07

Property Details

APN / Parcel Number

Primary APN040-232-07
Alternative APN
  • 040-232-07-000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Building Area6,342 sqft Living Area
Gross Area7,890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area120,356 sqft
TerrainSteep
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area644 sqft
Patio Area644 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address645 QUAIL RUN RD
CityAPTOS
StateCA
Zip95003-3451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 QUAIL RUN RD, APTOS, CA 95003-3451
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2018Grant Deed, Transfer
OLD REPUBLIC TITLE
Jan 12, 2018Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2018 · Amount on Record
Deed SaleJan 22, 2018 · Amount on Record
Prior SaleDec 5, 2013 · Amount on Record
Deed Document Number20181959
Prior Transfer DateAug 20, 2014
Prior Transfer Doc0000028228
Record UpdatedSep 20, 2026

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 22, 2018
Property Address645 QUAIL RUN RD, APTOS, CA 95003-3451
Document Number0000001959
Instrument DateJan 16, 2018
Instrument1959
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$2,887.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2447 MASSACHUSETTS AVE REDWOOD CITY CA 940613268, REDWOOD CITY, CA 94061-3268

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address645 QUAIL RUN RD, APTOS, CA 95003-3451
Document Number0000001960
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2447 MASSACHUSETTS AVE REDWOOD CITY CA 940613268, REDWOOD CITY, CA 94061-3268

Mortgage

Document Number0000001960
DateJan 22, 2018
Instrument1960
Lender
NameWELLS FARGO BK
TypeBank
Address101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738
Agreement
AmountAmount Recorded
Term360 Months
DueJan 21, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,046,538 (+2%) Land $2,089,055 Building $957,483
2025$34,177.00 (+8.97%) Homeowner's exemption$2,986,802 (+4.04%) Land $2,048,093 Building $938,709
2023$31,364.00 (+1.72%) Homeowner's exemption$2,870,821 Land $1,968,563 Building $902,258$2,723,760
2022$30,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROUT GULCH MUTUAL WATER COMPANY
private · serves 614 people · EPA ID CA4400502
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.

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