631 Quail Run Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 631 Quail Run Rd, Aptos, CA 95003

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	6 bd · 9 ba · 13,448 sqft · built 1992
Lot Size	68.2 acres (2,972,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,110,000 (Jan 2017)
Tax Bill	$36,563 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`040-232-01`

Property Details

APN / Parcel Number

Primary APN	`040-232-01`
Alternative APN	`040-232-01-000`

Interior

Bedrooms	6 Beds
Full Baths	9 Baths
Half Baths	2 Half Baths
Total Rooms	17 Rooms
Building Area	13,448 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,972,970 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	1,664 sqft
Parking Spaces	6 Parking Spaces
Deck Area	2,364 sqft
Patio Area	2,364 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	631 QUAIL RUN RD
City	APTOS
State	CA
Zip	95003-3460
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	TP
Legal Subdivision	APTOS RANCHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 1, 2021	Correction Deed · Conventional Mortgage FREMONT BANK
Aug 30, 2018	Deed of Trust, Mortgage · ARM PMAC LENDING SERVICES INC
Nov 7, 2018	Deed of Trust, Mortgage SHEET METAL WORKERS OF NT (CT)
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage TROUT GULCH WATER CO
Jan 27, 2017	Grant Deed, Transfer GF CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	20173334
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000045385
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 QUAIL RUN RD, APTOS, CA 95003-3460

Mortgage

Document Number	0000021157
Date	Nov 1, 2023
Instrument	2023-0021157

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 QUAIL RUN RD, APTOS, CA 95003-3460

Mortgage

Document Number	0000045387
Date	Sep 1, 2021
Instrument	2021-0045387

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 1, 2021
Property Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Document Number	0000045385
Instrument Date	Aug 25, 2021
Instrument	2021-0045385
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	631 QUAIL RUN RD, APTOS, CA 95003-3460

Mortgage

Document Number	0000045386
Date	Sep 1, 2021
Instrument	2021-0045386

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	Other
Max Rate	8.37%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026683
Date	Aug 30, 2018
Instrument	2018-0026683

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Document Number	0000033954
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	631 QUAIL RUN RD APTOS CA 950033460, APTOS, CA 95003-3460

Mortgage

Document Number	0000033954
Date	Nov 13, 2018
Instrument	33954

Lender

Name	SHEET METAL WORKERS OF NT (CT)
Address	2610 CROW CANYON RD, SAN RAMON, CA 94583-1768

Agreement

Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Document Number	0000001753
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	631 QUAIL RUN RD APTOS CA 950033460, APTOS, CA 95003-3460

Mortgage

Document Number	0000001753
Date	Jan 19, 2018
Instrument	1753

Lender

Name	TROUT GULCH WATER CO
Address	PO BOX 1467, APTOS, CA 95001-1467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 27, 2017
Property Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Document Number	0000003334
Instrument Date	Jan 23, 2017
Instrument	3334
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,421.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	25851 VINEDO LN LOS ALTOS HILLS CA 940224445, LOS ALTOS HILLS, CA 94022-4445

Mortgage

Document Number	3335
Date	Jan 27, 2017
Instrument	3335

Lender

Name	GF CAP
Type	Funding / Finance Company
Address	2922 DAIMLER ST, SANTA ANA, CA 92705-5811

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,257,530 (+1.99%) Land $1,104,202 Building $2,153,328
2025	$36,563.00 (+8.63%)	$3,193,960 (+4%) Land $1,082,854 Building $2,111,106
2023	$33,657.00 (+1.74%)	$3,070,975 Land $1,041,846 Building $2,029,129
2022	$33,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROUT GULCH MUTUAL WATER COMPANY private · serves 614 people · EPA ID CA4400502
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

4G LTE only, no 5G reported

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