640 Quail Run Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 640 Quail Run Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,807 sqft
Lot Size	0.911 acres (39,683 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 1996)
Tax Bill	$9,152 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-232-12`

Property Details

APN / Parcel Number

Primary APN	`040-232-12`
Alternative APN	`040-232-12-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,807 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	39,683 sqft (0.911 acres)
Deck Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	640 QUAIL RUN RD
City	APTOS
State	CA
Zip	95003-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 040-232-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 QUAIL RUN RD, APTOS, CA 95003-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 1996 · Amount on Record
Deed Sale	Aug 21, 1996 · Amount on Record
Deed Document Number	199646867
Deed Book / Page	5894 / 877
Last Transfer Date	Feb 09, 2009
Transfer Doc	0000006144
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	640 QUAIL RUN RD, APTOS, CA 95003-3418
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034260
Date	Oct 12, 2017
Instrument	2017-0034260

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2032

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,658 (+2%) Land $415,322 Building $373,336
2025	$9,152.00 (+9.78%) Homeowner's exemption	$773,194 (+4.04%) Land $407,179 Building $366,015
2023	$8,337.00 (+1.86%) Homeowner's exemption	$743,169 Land $391,367 Building $351,802	$1,451,340
2022	$8,185.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 33% of California
Wildfire Likelihood	About 1 in 641 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Etheric Communications, LLC., Surfnet Communications, AT&T, Cruzio Internet, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.