645 Nickajack Trl, Monteagle, TN 37356 Property Records

Grundy County property record for 645 Nickajack Trl, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,281 sqft · built 2008
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2022)
Tax Bill	$904 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031100 04800`

Property Details

APN / Parcel Number

Primary APN	`031100 04800`
Alternative APN	`100 04800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,281 sqft Living Area
1st Floor Area	681 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	210 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	1,906 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	645 NICKAJACK TRL
City	MONTEAGLE
State	TN
Zip	37356-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R02
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2071
Census Tract	955100

Owner

645 Nickajack Trl is owned and occupied by an individual who bought it in September 2022.

Source: Grundy County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	645 NICKAJACK TRL, MONTEAGLE, TN 37356-6614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 23, 2022	Trustee's Deed, Foreclosure Foreclosure Auction
Aug 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Mar 23, 2022 · Amount on File
Deed Document Number	104208
Deed Book / Page	1150 / 1571
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Sep 12, 2022
Property Address	645 NICKAJACK TRL, MONTEAGLE, TN 37356-6614
Document Number	01150/1571
Book / Page	1150 / 1571
Instrument Date	Sep 8, 2022
Instrument	104208
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 NICKAJACK TRL, MONTEAGLE, TN 37356-6614

Mortgage

Document Number	01150/1574
Date	Sep 12, 2022
Book Page	1150/1574
Instrument	104209

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRUNDY TN
Recording Date	Mar 23, 2022
Property Address	645 NICKAJACK TRL, MONTEAGLE, TN 37356-6614
Document Number	00001146/1
Book / Page	1146 / 1
Instrument Date	Mar 14, 2022
Instrument	102538
Transaction Type	Foreclosure
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Tax	$198.95
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 INGMAN CLIFF RD, TRACY CITY, TN 37387-4640

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Aug 31, 2018
Property Address	645 NICKAJACK TRL, MONTEAGLE, TN 37356-6614
Document Number	001097/108
Book / Page	1097 / 108
Instrument Date	Aug 29, 2018
Instrument	91924
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 ALHAMBRA DR SW, HUNTSVILLE, AL 35805-5871

Tax Assessment & Valuation

The 2025 property tax bill for 645 Nickajack Trl was $904.

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00	$63,375 (-) Land $4,675 Building $58,700
2024	$904.00 (+1.01%)	$63,375 (+1%) Land $4,675 Building $58,700
2023	$895.00 (+5.67%)	$62,750 (+63.95%) Land $4,675 Building $58,075
2022	$847.00	$38,275 Land $3,050 Building $35,225	$153,100 Land $12,200 Building $140,900
2020			$253,500 Land $18,700 Building $234,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Nickajack Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Nickajack Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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