424 Nickajack Trl, Monteagle, TN 37356 Property Records

Grundy County property record for 424 Nickajack Trl, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 1990
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2021)
Tax Bill	$577 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031100 05306`

Property Details

APN / Parcel Number

Primary APN	`031100 05306`
Alternative APN	`100 05306`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	149 ft deep x 145 ft wide
Garage Type	Unfinished
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	424 NICKAJACK TRL
City	MONTEAGLE
State	TN
Zip	37356-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R02
Legal Subdivision	LOIS E MEEKS PROPERTY
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	4
Census Block	4069
Census Tract	955300

Owner

424 Nickajack Trl is owned and occupied by an individual who bought it in May 2021.

Source: Grundy County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	424 NICKAJACK TRL, MONTEAGLE, TN 37356-6612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Dec 2, 2016 · Amount on File
Deed Document Number	202199685
Deed Book / Page	1132 / 18
Transfer Doc	0137000071
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	May 17, 2021
Property Address	424 NICKAJACK TRL, MONTEAGLE, TN 37356-6612
Document Number	0001132/18
Book / Page	1132 / 18
Instrument Date	Apr 22, 2021
Instrument	99685
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	TRI STAR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 NICKAJACK TRL, MONTEAGLE, TN 37356-6612

Mortgage

Document Number	0000099686
Date	May 17, 2021
Instrument	99686

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Mortgage

Document Number	0001132/36
Date	May 17, 2021
Book Page	1132/36
Instrument	99687

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 424 Nickajack Trl was $577.

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00	$40,475 (-) Land $3,550 Building $36,925
2024	$577.00	$40,475 (-) Land $3,550 Building $36,925
2023	$577.00 (+9.49%)	$40,475 (+69.88%) Land $3,550 Building $36,925
2022	$527.00	$23,825 Land $2,325 Building $21,500	$95,300 Land $9,300 Building $86,000
2020			$161,900 Land $14,200 Building $147,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Nickajack Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Nickajack Trl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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