446 Nickajack Trl, Monteagle, TN 37356 Property Records

Grundy County property record for 446 Nickajack Trl, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,116 sqft · built 1941
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$16,000 (Apr 2003)
Tax Bill	$346 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`031100 05300`

Property Details

APN / Parcel Number

Primary APN	`031100 05300`
Alternative APN	`100 05300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	66,647 sqft (1.53 acres)
Porch	Slab
Porch Area	196 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	446 NICKAJACK TRL
City	MONTEAGLE
State	TN
Zip	37356-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R02
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	4
Census Block	4069
Census Tract	955300

Owner

Source: Grundy County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 NICKAJACK TRL, MONTEAGLE, TN 37356-6612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Mar 8, 2018	Loan Modification, Mortgage CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2003 · Amount on Record
Deed Sale	Apr 16, 2003 · Amount on Record
Prior Sale	Aug 8, 2002
Deed Book / Page	146 / 599
Transfer Doc	144652
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	446 NICKAJACK TRL, MONTEAGLE, TN 37356-6612
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 NICKAJACK TRL, MONTEAGLE, TN 37356-6612

Mortgage

Document Number	01156/2035
Date	Apr 17, 2024
Book Page	1156/2035
Instrument	108689

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2039

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY TN
Property Address	446 NICKAJACK TRL, MONTEAGLE, TN 37356-6612
Document Number	0000090693
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 NICKAJACK TRL #RD MONTEAGLE TN 373566612, RD, MONTEAGLE, TN 37356-6612

Mortgage

Document Number	0000090693
Date	Mar 13, 2018
Book Page	001092/000181
Instrument	90693

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	ALTAMONT, TN 37301

Agreement

Term	180 Months
Due	Mar 12, 2033

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$346.00	$24,250 (-) Land $7,000 Building $17,250
2024	$346.00	$24,250 (-) Land $7,000 Building $17,250
2023	$346.00 (+6.79%)	$24,250 (+65.53%) Land $7,000 Building $17,250
2022	$324.00	$14,650 Land $4,575 Building $10,075	$58,600 (-39.59%) Land $18,300 Building $40,300
2020			$97,000 Land $28,000 Building $69,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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