Washington County property record for 645 Main St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,872 sqft · built 1936 |
| Lot Size | 1.37 acres (59,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,016 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 000027530000 |
| Primary APN | 000027530000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,872 sqft Heated Area |
| Gross Area | 6,746 sqft |
| Attic Area | 1,360 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 59,939 sqft (1.37 acres) |
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 1,304 sqft |
| Account Number | 000027530000 |
|---|---|
| Street Address | 645 MAIN ST |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 5 13 ORB 247 P 2144 LOTS 3,4,5,6, & 15-18 INC. L/A BLK A |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 33 |
| Legal Block | A |
| Legal Lot Number | 3-6,15 4 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970104 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 794, CHIPLEY, FL 32428-0794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1990 |
| Deed Sale | Jul 1, 1990 |
| Deed Document Number | 0002472144 |
| Record Updated | Jun 8, 2026 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016.00 (+11.28%) Homeowner's exemption | $98,579 (+5.99%) | $204,496 (+21.85%) Land $26,000 Building $178,496 |
| 2023 | $913.00 Homeowner's exemption | $93,011 | $167,829 Land $26,000 Building $141,829 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Verizon.
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