640 Main St, Chipley, FL 32428 Property Records

Washington County property record for 640 Main St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 1940
Lot Size	0.3 acres (13,111 sqft)
Owner	2 Individual Names on Record
Tax Bill	$440 (2025)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`000027440000`

Property Details

APN / Parcel Number

Primary APN	`000027440000`
Alternative APN	`27440000`

Interior

Full Baths	2 Baths
Building Area	1,520 sqft Heated Area
Gross Area	1,875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1981
Exterior Material	Shingles
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,111 sqft (0.3 acres)
Lot Dimensions	164 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	355 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000027440000
Street Address	640 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 E1/2 OF S1/2 OF LOT 15, BLK B, DBK 106 P 403, (ELE ORB 1130 P 816)
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN ADD
Legal Block	B
Legal Lot Number	15
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2000
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 MAIN ST, CHIPLEY, FL 32428-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 13, 2018
Transfer Doc	0067007557
Record Updated	Jun 8, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 13, 2018
Property Address	640 MAIN ST, CHIPLEY, FL 32428-1244
Document Number	0067007557
Book / Page	001130 / 000816
Instrument Date	Nov 12, 2018
Instrument	67007557
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	640 MAIN ST CHIPLEY FL 324281244, CHIPLEY, FL 32428-1244

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00 (+4.02%) Homeowner's exemption	$54,473 (+2.9%)	$95,230 (+12.92%) Land $6,000 Building $89,230
2024	$423.00 (+0.71%) Homeowner's exemption	$52,938 (+3%)	$84,331 (+8.27%) Land $6,000 Building $78,331
2023	$420.00 (-17%) Homeowner's exemption	$51,396 (+3%)	$77,889 (+8.31%) Land $6,000 Building $71,889
2022	$506.00 Homeowner's exemption	$49,899	$71,912 Land $6,000 Building $65,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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