Washington County property record for 637 Main St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,458 sqft · built 1945 |
| Lot Size | 0.184 acres (8,058 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $536 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000027550000 |
| Primary APN | 000027550000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,458 sqft Heated Area |
| Gross Area | 1,670 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,058 sqft (0.184 acres) |
| Lot Dimensions | 150 ft deep x 54 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Fence | Fence |
| Account Number | 000027550000 |
|---|---|
| Street Address | 637 MAIN ST |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 5 13 ORB 428 P 310 LOT 7, L/A BLK A |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 33 |
| Legal Subdivision | W T LANEY ADD |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970104 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 637 MAIN ST, CHIPLEY, FL 32428-1251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2001 |
| Deed Sale | Dec 28, 2001 |
| Deed Document Number | 0000428310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 637 MAIN ST, CHIPLEY, FL 32428-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067009951 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 1164/0420 |
| Instrument | 201967009951 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536.00 (+3.47%) Homeowner's exemption | $52,939 (+2.9%) | $85,764 (+9.63%) Land $4,050 Building $81,714 |
| 2024 | $518.00 (+0.58%) Homeowner's exemption | $51,447 (+3%) | $78,227 (+8.21%) Land $4,050 Building $74,177 |
| 2023 | $515.00 (+5.75%) Homeowner's exemption | $49,949 (+3%) | $72,294 (+8.25%) Land $4,050 Building $68,244 |
| 2022 | $487.00 Homeowner's exemption | $48,494 | $66,786 Land $4,050 Building $62,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Verizon.
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