645 Emerson Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 645 Emerson Ave, Ripon, WI 54971 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,870 sqft · built 1967
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on File
Last Sale	$202,500 (May 2016)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-WO-080-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-WO-080-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	1,414 sqft
Finished Basement	812 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Material	Composition Shingle
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	19.1 ft deep x 9.7 ft wide
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	323 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	645 EMERSON AVE
City	RIPON
State	WI
Zip	54971-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S20 T16N R14E WOODSVIEW TERRACE LOT 8
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	WOODSVIEW TERRACE
Legal Lot Number	8
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2001
Census Tract	41600

Owner

Source: Fond Du Lac County records · APN RIP-16-14-99-WO-080-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 EMERSON AVE, RIPON, WI 54971-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Deed Document Number	20161068524
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	645 EMERSON AVE, RIPON, WI 54971-1601
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 EMERSON AVE, RIPON, WI 54971-1601

Mortgage

Document Number	1160680
Date	Oct 27, 2021
Instrument	1160680

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,792.00 (+10.98%)	$204,300 (-) Land $30,500 Building $173,800	$315,102 (+31.28%) Land $47,042 Building $268,060
2023	$4,318.00 Homeowner's exemption	$204,300 Land $30,500 Building $173,800	$240,014 Land $35,832 Building $204,182

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fond Du Lac County (55039C), updated December 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550390416002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Wisconsin
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.