638 Emerson Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 638 Emerson Ave, Ripon, WI 54971

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,184 sqft · built 1977
Lot Size0.349 acres (15,202 sqft)
Owner2 Individual Names on Record
Tax Bill$3,573 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNRIP-16-14-99-WP-010-00

Property Details

APN / Parcel Number

Primary APNRIP-16-14-99-WP-010-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Finished Basement936 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area15,202 sqft (0.349 acres)
Lot Dimensions16 ft deep x 9.5 ft wide
View / LotCul-de-sac
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area300 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address638 EMERSON AVE
CityRIPON
StateWI
Zip54971-1602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
Legal DescriptionS20 T16N R14E FIRST ADD TO WOODSVIEW TERRACE LOT 16 (V1433-849)
Legal Range14E
Legal Township16N
Legal Section20
Legal SubdivisionFIRST ADD TO WOODSVIEW TERRACE
Legal Lot Number16
JurisdictionFOND DU LAC WI
Township / Civil DivisionRIPON
Census Block Group2
Census Block2001
Census Tract41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 EMERSON AVE, RIPON, WI 54971-1602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address638 EMERSON AVE, RIPON, WI 54971-1602
Transaction TypeMortgage
Record UpdatedJul 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1084501
DateMay 26, 2017
Instrument1084501
Lender
NameHORICON BANK
TypeBank
AddressHORICON, WI 53032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,573.00 (+12.11%)$154,700 (-) Land $29,500 Building $125,200$238,601 (+31.28%) Land $45,499 Building $193,102
2023$3,187.00 Homeowner's exemption$154,700 Land $29,500 Building $125,200$181,743 Land $34,657 Building $147,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2003–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIPON WATER UTILITY
serves 7,716 people · EPA ID WI4200476
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

Nearby Properties on Emerson Ave

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