625 Emerson Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 625 Emerson Ave, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,896 sqft · built 1973
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Nov 2017)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-WP-080-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-WP-080-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	1,092 sqft
Finished Basement	698 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	13.5 ft deep x 9 ft wide
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	98 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	625 EMERSON AVE
City	RIPON
State	WI
Zip	54971-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E FIRST ADD TO WOODSVIEW TERRACE LOT 23
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	FIRST ADD TO WOODSVIEW TERRACE
Legal Lot Number	23
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2001
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 EMERSON AVE, RIPON, WI 54971-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Nov 14, 2017	Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	20171092197
Prior Transfer Date	Jun 8, 2016
Prior Transfer Doc	0001069628
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	625 EMERSON AVE, RIPON, WI 54971-1601
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EMERSON AVE, RIPON, WI 54971-1601

Mortgage

Document Number	0001191506
Date	Jan 9, 2024
Instrument	1191506

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 21, 2038

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 14, 2017
Property Address	625 EMERSON AVE, RIPON, WI 54971-1601
Document Number	0001092197
Instrument Date	Nov 13, 2017
Instrument	1092197
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	625 EMERSON AVE, RIPON, WI 54971-1601

Mortgage

Document Number	0001092198
Date	Nov 14, 2017
Instrument	1092198

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+12.63%)	$139,600 (-) Land $29,500 Building $110,100	$215,311 (+31.28%) Land $45,499 Building $169,812
2023	$2,843.00 Homeowner's exemption	$139,600 Land $29,500 Building $110,100	$164,004 Land $34,657 Building $129,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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