645 E Double Knob Dr, Hayesville, NC 28904 Property Records

Clay County property record for 645 E Double Knob Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,576 sqft · built 2001
Lot Size	5.51 acres (240,016 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Jul 2025)
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Aug 2026 Sale Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557100402940`

Property Details

APN / Parcel Number

Primary APN	`557100402940`
Alternative APNs	`624522000` `5006301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	3,935 sqft Heated Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	240,016 sqft (5.51 acres)

Location & Zoning

Account Number	624522000
Street Address	645 E DOUBLE KNOB DR
City	HAYESVILLE
State	NC
Zip	28904-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 DOUBLE KNOBS
Legal Subdivision	DOUBLE KNOBS
Legal Lot Number	8
Jurisdiction	CLAY NC
Township / Civil Division	TUSQUITTEE
Census Block Group	1
Census Block	1043
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	505 OAKWOOD AVE, NEW SMYRNA BEACH, FL 32169-2715
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	20251504
Deed Book / Page	487 / 428
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 19, 2026
Property Address	645 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-7443
Document Number	0000001919
Book / Page	492 / 229
Instrument Date	Aug 13, 2026
Instrument	20261919
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	505 OAKWOOD AVE, NEW SMYRNA BEACH, FL 32169-2715

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 31, 2025
Property Address	645 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-7443
Document Number	000487/428
Book / Page	487 / 428
Map Reference	MB 193 PG 88
Instrument Date	Jul 31, 2025
Instrument	2025001504
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7815 SAINT GILES PL, ORLANDO, FL 32835-8172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 DEERHOLLOW RD, BOGART, GA 30622-1783

Mortgage

Document Number	2025001505
Date	Jul 31, 2025
Instrument	2025001505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00 (+1,228.57%)	$568,000 (+40.91%) Land $95,100 Building $472,900	$568,000 (+40.91%) Land $95,100 Building $472,900
2025	$140.00	$403,100 (-) Land $131,400 Building $271,700	$403,100 (-) Land $131,400 Building $271,700
2023		$403,100 Land $131,400 Building $271,700	$403,100 Land $131,400 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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