1005 E Double Knob Dr, Hayesville, NC 28904 Property Records

Clay County property record for 1005 E Double Knob Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 6,038 sqft · built 2004
Lot Size	3.85 acres (167,706 sqft)
Owner	Trust Name on File
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`557100428341`

Property Details

APN / Parcel Number

Primary APN	`557100428341`
Alternative APN	`6461301`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	6,038 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	167,706 sqft (3.85 acres)

Location & Zoning

Account Number	6461301
Street Address	1005 E DOUBLE KNOB DR
City	HAYESVILLE
State	NC
Zip	28904-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 REV DOUBLE KNOBS
Legal Subdivision	DOUBLE KNOBS SUBDIVSION
Legal Lot Number	27
Jurisdiction	CLAY NC
Township / Civil Division	TUSQUITTEE
Census Block Group	1
Census Block	1043
Census Tract	950102

Owner

Source: Clay County records · APN 557100428341

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1005 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-7301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 24, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 24, 2019
Transfer Doc	00431/0205
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1005 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-7301
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00B15/0016
Date	Oct 30, 2019
Book Page	B15/0016
Instrument	2019002600

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Jul 24, 2019
Property Address	1005 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-7301
Document Number	00431/0205
Book / Page	431 / 0205
Map Reference	CAB 5 SL 624
Instrument Date	Jul 24, 2019
Instrument	2019001596
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1005 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-7301

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00 (+5.69%)	$619,400 (-) Land $105,300 Building $514,100	$619,400 (-) Land $105,300 Building $514,100
2023	$2,849.00	$619,400 Land $105,300 Building $514,100	$619,400 Land $105,300 Building $514,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	25 / 3

May also be available: Frontier, T-Mobile USA, Verizon.

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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