1212 E Double Knob Dr, Hayesville, NC 28904 Property Records

Clay County property record for 1212 E Double Knob Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 6,231 sqft · built 2002
Lot Size	5.17 acres (225,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Jul 2018)
Tax Bill	$4,143 (2026)
Deeds & Mortgages	May 2022 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`557100425507`

Property Details

APN / Parcel Number

Primary APN	`557100425507`
Alternative APN	`616572000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	6,231 sqft Heated Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	225,205 sqft (5.17 acres)

Location & Zoning

Account Number	616572000
Street Address	1212 E DOUBLE KNOB DR
City	HAYESVILLE
State	NC
Zip	28904-9159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 31 & 32 DOUBLE KNOBS
Legal Subdivision	DOUBLE KNOBS SUBDIVISION
Legal Lot Number	31,32
Jurisdiction	CLAY NC
Township / Civil Division	TUSQUITTEE
Census Block Group	1
Census Block	1043
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1212 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-9159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 11, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 6, 2018	Warranty Deed, Transfer · ARM NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	20181535
Deed Book / Page	421 / 203
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1212 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-9159
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000N16/19
Date	May 12, 2022
Book Page	N16/19
Instrument	2022001270

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1212 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-9159
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D16/2
Date	Aug 11, 2021
Book Page	D16/2
Instrument	2021002683

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1212 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-9159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Q15/34
Date	Dec 3, 2020
Book Page	Q15/34
Instrument	2020003166

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1212 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-9159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	C15/0050
Date	Dec 23, 2019
Book Page	C15/0050
Instrument	2019003072

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.14%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.14%
Index	Prime Rate
Max Rate	9.14%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 6, 2018
Property Address	1212 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-9159
Document Number	421/0203
Book / Page	421 / 0203
Map Reference	MB 3 SL 97
Instrument Date	Jul 6, 2018
Instrument	2018001535
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 E DOUBLE KNOB DR, HAYESVILLE, NC 28904-9159

Mortgage

Document Number	2018001536
Date	Jul 6, 2018
Instrument	2018001536

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2033
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,143.00 (+35%)	$1,349,500 (+99.36%) Land $116,700 Building $1,232,800	$1,349,500 (+99.36%) Land $116,700 Building $1,232,800
2025	$3,069.00 (+5.61%)	$676,900 (-) Land $127,100 Building $549,800	$676,900 (-) Land $127,100 Building $549,800
2023	$2,906.00	$676,900 Land $127,100 Building $549,800	$676,900 Land $127,100 Building $549,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Frontier, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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