645 E Champlain Dr, Apt 121, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 121, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,307 sqft · built 1987
Lot Size	0.098 acres (4,250 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Sep 2007)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`401-180-45S`

Property Details

APN / Parcel Number

Primary APN	`401-180-45S`
Alternative APN	`40118045`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,307 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	4,250 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 121
City	FRESNO
State	CA
Zip	93730-1293
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 45 & INT IN COM AREA TRACT #3787
Legal Subdivision	TRACT NO 3787
Legal Tract	3787
Legal Lot Number	45
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1021
Census Tract	5503

Owner

645 E Champlain Dr, Apt 121 is held in a trust since September 2007.

Source: Fresno County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	398 E SALMON RIVER DR, FRESNO, CA 93730-0858
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Intrafamily Transfer, Transfer
Aug 3, 2021	Intrafamily Transfer, Transfer
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEE HM LNS
May 21, 2019	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2007 · Amount on File
Deed Sale	Sep 13, 2007 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	2007170378
Prior Transfer Date	Apr 21, 2004
Prior Transfer Doc	0000088153
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Aug 3, 2021
Property Address	645 E CHAMPLAIN DR APT 121, 121, FRESNO, CA 93730-1293
Document Number	0000125537
Map Reference	MB 44 PG 71&72
Instrument Date	Jul 19, 2021
Instrument	2021-0125537
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	398 E SALMON RIVER DR, FRESNO, CA 93730-0858

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Aug 3, 2021
Property Address	645 E CHAMPLAIN DR APT 121, 121, FRESNO, CA 93730-1293
Document Number	0000125536
Map Reference	VOL 44 PG 71&72
Instrument Date	Jul 19, 2021
Instrument	2021-0125536
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	398 E SALMON RIVER DR, FRESNO, CA 93730-0858

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	645 E CHAMPLAIN DR APT 121, 121, FRESNO, CA 93730-1293
Document Number	0000074550
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	398 E SALMON RIVER DR FRESNO CA 937300858, FRESNO, CA 93730-0858

Mortgage

Document Number	0000074550
Date	Jul 8, 2019
Instrument	74550

Lender

Name	GUARANTEE HM LNS
Type	Funding / Finance Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 21, 2019
Property Address	645 E CHAMPLAIN DR APT 121, 121, FRESNO, CA 93730-1293
Document Number	0000052077
Instrument Date	May 16, 2019
Instrument	52077
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 E CHAMPLAIN DR #121 FRESNO CA 937301293, 121, FRESNO, CA 93730-1293

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Champlain Dr, Apt 121 was $3,658.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,208 (+2%) Land $113,781 Building $193,427
2025	$3,658.00	$301,185 Land $111,550 Building $189,635
2023	$3,519.00 (+1.35%)	$289,491 Land $107,219 Building $182,272
2022	$3,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 E Champlain Dr, Apt 121 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Champlain Dr, Apt 121 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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