San Diego County property record for 645 Cole Ranch Rd, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,782 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (1999) |
| Tax Bill | $13,682.00 (2025) |
| Primary APN | 264-172-41-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,782 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 645 COLE RANCH RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6523 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM15345 |
| Legal Subdivision | PARCEL MAP NO 15345 |
| Legal Tract | 15345 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-172-41-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 645 COLE RANCH RD, ENCINITAS, CA 92024-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Apr 16, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 1999 · Amount on Record |
| Deed Sale | Sep 30, 1999 · Amount on Record |
| Prior Sale | Jan 02, 1996 · Amount on Record |
| Deed Doc Number | 1999667424 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0000298185 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 645 COLE RANCH RD, ENCINITAS, CA 92024-6523 |
| Document Number | 0000298187 |
| Map Reference | DOC 88-404947 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-0298187 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 645 COLE RANCH RD, ENCINITAS, CA 92024-6523 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 645 COLE RANCH RD, ENCINITAS, CA 92024-6523 |
| Document Number | 0000298185 |
| Map Reference | DOC 88-404947 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-0298185 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 645 COLE RANCH RD, ENCINITAS, CA 92024-6523 |
| Document Number | 0000298186 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-0298186 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,175,772 (+2%) Land $391,919 Building $783,853 | |
| 2025 | $13,682.00 (+4.94%) Homeowner's exemption | $1,152,719 (+4.04%) Land $384,235 Building $768,484 |
| 2023 | $13,038.00 (+1.42%) Homeowner's exemption | $1,107,959 Land $369,315 Building $738,644 |
| 2022 | $12,855.00 |
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