620 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 620 Cole Ranch Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,768 sqft Living Area
Lot Size13,517 sqft (0.31 acres)
GarageCarport
Last Sale$940,000 (2015)
Tax Bill$12,007.00 (2025)

Property Details

APN / Parcel Number

Primary APN265-353-05-00
Alternative APN
  • 2653508100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area13,517 sqft (0.31 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number2653508100
Street Address620 COLE RANCH RD
CityENCINITAS
StateCA
Zip92024-6522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 51 ELY 1/2 OF SLY 1/2 OF NLY 1/2 OF SLY 1/2 OF TR 000326
Legal SubdivisionOLIVENHAIN COLONY
Legal Tract000326
Legal Block51
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2014
Census Tract17111

Owner

Source: San Diego County records · APN 265-353-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3717 CASTLE PEAK AVE, SUPERIOR, CO 80027-6133
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Aug 06, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
STG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2015 · Amount on Record
Deed SaleDec 07, 2015 · Amount on Record
Deed Doc Number2015626909
Prior Transfer DateSep 24, 2010
Prior Transfer Doc0000528772
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 COLE RANCH RD, ENCINITAS, CA 92024-6522
Transaction TypeMortgage
Record UpdatedOct 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 CASTLE PEAK AVE, SUPERIOR, CO 80027-6133

Mortgage

Document Number0000370396
DateSep 21, 2022
Instrument2022-0370396
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 COLE RANCH RD, ENCINITAS, CA 92024-6522
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10302 JUNIPER CREEK LN, LAS VEGAS, NV 89145-8831

Mortgage

Document Number0000216203
DateAug 06, 2025
Instrument2025-0216203
Lender
NameSTG MORTGAGE INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,365,017 (+22.67%) Land $1,014,273 Building $350,744
2025$12,007.00 (+6.12%) Homeowner's exemption$1,112,763 (+4.04%) Land $994,386 Building $118,377
2023$11,315.00 (+2.03%) Homeowner's exemption$1,069,555 Land $955,774 Building $113,781
2022$11,090.00

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