629 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 629 Cole Ranch Rd, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1976
Square Footage2,422 sqft Living Area
Lot Size22,216 sqft (0.51 acres)
GarageCarport
Tax Bill$1,849.00 (2025)

Owner

Source: San Diego County records · APN 264-172-17-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address629 COLE RANCH RD, ENCINITAS, CA 92024-6523
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2018Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Feb 09, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 12, 2024
Transfer Doc0000220860
Record RefreshedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address629 COLE RANCH RD, ENCINITAS, CA 92024-6523
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000400230
DateSep 26, 2018
Instrument2018-0400230
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 30, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 09, 2021
Property Address629 COLE RANCH RD, ENCINITAS, CA 92024-6523
Document Number0000102156
Map ReferencePG 1215
Instrument DateFeb 02, 2021
Instrument2021-0102156
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address629 COLE RANCH RD, ENCINITAS, CA 92024-6523

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$165,370 (-91.89%) Land $48,515 Building $116,855
2025$1,849.00 (+3.64%)$2,040,000 (+1,209.09%) Land $1,632,000 Building $408,000
2024$1,784.00 (+6.89%)
2023$1,669.00 (+2.14%) Homeowner's exemption$155,834 Land $45,718 Building $110,116
2022$1,634.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN264-172-17-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,422 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area22,216 sqft (0.51 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address629 COLE RANCH RD
CityENCINITAS
StateCA
Zip92024-6523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 2 ST CLSD& TR PM01215
Legal Tract1215
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2013
Census Tract17111

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