645 Co Rd 2184, Gainesville, TX 76240 Property Records

Cooke County property record for 645 Co Rd 2184, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$245,300 (Jan 2021)
Tax Bill	$5,813 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2472-000-00010`

Property Details

APN / Parcel Number

Primary APN	`2472-000-00010`
Alternative APN	`158515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,385 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	1,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2472-000-00010
Street Address	645 COUNTY ROAD 2184
City	GAINESVILLE
State	TX
Zip	76240-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGVIEW ESTATES; LOT 10; ACRES 5.0
Legal Subdivision	LONGVIEW ESTATES
Legal Lot Number	10
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	3
Census Block	3001
Census Tract	701

Owner

645 Co Rd 2184 is owned and occupied by two individuals who bought it in January 2021.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2790 FM 3496, GAINESVILLE, TX 76240-1864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Oct 31, 2019	Vendor's Lien, Transfer FIRST STATE BANK
Dec 10, 2018	Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Document Number	2021708
Deed Book / Page	2392 / 386
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jan 25, 2021
Property Address	645 CR 2184, GAINESVILLE, TX 76240
Document Number	002392/386
Book / Page	2392 / 386
Map Reference	CAB A SL 235
Instrument Date	Jan 21, 2021
Instrument	2021-00708
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 COUNTY RD 2184, GAINESVILLE, TX 76240

Mortgage

Document Number	0202100709
Date	Jan 25, 2021
Instrument	2021-00709

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 31, 2019
Property Address	645 CR 2184, GAINESVILLE, TX 76240
Document Number	002293/678
Book / Page	2293 / 678
Map Reference	CAB A SL 235
Instrument Date	Oct 30, 2019
Instrument	2019-96537
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 JORDAN CREEK RD, COLLINSVILLE, TX 76233-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 FM 3496, GAINESVILLE, TX 76240-1864

Mortgage

Document Number	0201996538
Date	Oct 31, 2019
Instrument	2019-96538

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 30, 2020

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 10, 2018
Property Address	645 CR 2184, GAINESVILLE, TX 76240
Document Number	002231/417
Book / Page	2231 / 417
Map Reference	CAB A SL 235
Instrument Date	Dec 10, 2018
Instrument	2018-88176
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 819, AUBREY, TX 76227-0819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 JORDAN CREEK RD, COLLINSVILLE, TX 76233-2786

Mortgage

Document Number	0201888175
Date	Dec 10, 2018
Instrument	2018-88175

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 645 Co Rd 2184 was $5,813 with a homeowner's exemption, up 33.6% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,813.00 (+33.63%) Homeowner's exemption	$419,860 (+4.55%) Land $188,000 Building $231,860	$419,860 (-) Land $188,000 Building $231,860
2025	$4,350.00 (+13.02%) Homeowner's exemption	$401,590 Land $188,000 Building $231,860	$419,860 Land $188,000 Building $231,860
2024	$3,849.00
2023		$331,893 Land $172,000 Building $200,747	$372,747 Land $172,000 Building $200,747
2022	$5,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Co Rd 2184 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Co Rd 2184 is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 71% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8, Nextlink.

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