645 Chandler St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 645 Chandler St, Worcester, MA 01602

Property Summary

Property Type	Office Building
Details	7,974 sqft · built 1975
Lot Size	0.396 acres (17,249 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Dec 2025)
Tax Bill	$24,959 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-001-05+14`

Property Details

APN / Parcel Number

Primary APN	`30-001-05+14`
Alternative APN	`WORC M:30 B:001 L:05+14`

Interior

Units	6 Units
Stories	2 Stories
Building Area	7,974 sqft Total Area
Gross Area	10,020 sqft
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	17,249 sqft (0.396 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	30-001-05+14
Street Address	645 CHANDLER ST
City	WORCESTER
State	MA
Zip	01602-1758
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	BL-1
Legal Block	1
Legal Lot Number	5+14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3022
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	645 CHANDLER ST, WORCESTER, MA 01602-1758
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage WORCESTER BUSINESS DEVELOPMENT CORP
Dec 19, 2025	Quit Claim Deed, Transfer CORNERSTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Feb 25, 2004 · Amount on Record
Deed Book / Page	72990 / 140
Prior Transfer Date	Dec 18, 2025
Prior Transfer Doc	072990-140
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	645 CHANDLER ST, WORCESTER, MA 01602-1758
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072990-193
Date	Dec 19, 2025
Book Page	72990/193
Instrument	111011

Lender

Name	WORCESTER BUSINESS DEVELOPMENT CORP

Agreement

Amount	Amount Recorded

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 19, 2025
Property Address	645 CHANDLER ST, WORCESTER, MA 01602-1758
Document Number	072990-140
Book / Page	72990 / 140
Instrument Date	Dec 18, 2025
Instrument	111008
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CHANDLER ST, WORCESTER, MA 01602-1758

Mortgage

Document Number	0000111009
Date	Dec 19, 2025
Instrument	111009

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Mortgage

Document Number	072990-168
Date	Dec 19, 2025
Book Page	72990/168
Instrument	111010

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$24,959.00 (-1%)	$872,400 (-1.66%) Land $281,700 Building $590,700
2023	$27,731.00	$887,100 Land $245,000 Building $642,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T.

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