643 Chandler St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 643 Chandler St, Worcester, MA 01602

Property Summary

Property Type	Restaurant
Details	1,848 sqft · built 1965
Lot Size	0.226 acres (9,831 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Jan 2025)
Tax Bill	$12,165 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-001-00021`

Property Details

APN / Parcel Number

Primary APN	`30-001-00021`
Alternative APN	`WORC M:30 B:001 L:00021`

Interior

Stories	1 Story
Building Area	1,848 sqft Total Area
Gross Area	1,912 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	9,831 sqft (0.226 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	30-001-00021
Street Address	643 CHANDLER ST
City	WORCESTER
State	MA
Zip	01602-1754
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	BL-1
Legal Block	1
Legal Lot Number	21
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3022
Census Tract	730700

Owner

643 Chandler St, a commercial property, is owned by a company that bought it in January 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	49 COOLIDGE RD, WORCESTER, MA 01602-2730
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage WORCESTER BUSINESS DEVELOPMENT CORP
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage WEBSTER FIVE CENTS SAVINGS BANK
Feb 3, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER FIVE CENTS SAVINGS BANK
Jul 29, 2020	Deed of Trust, Mortgage HOMEFIELD CU
Feb 10, 2017	Deed of Trust, Mortgage HOMEFIELD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Prior Sale	Feb 3, 2023 · Amount on File
Deed Document Number	20251384
Deed Book / Page	71504 / 104
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	643 CHANDLER ST, WORCESTER, MA 01602-1754
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068799-224
Date	Feb 3, 2023
Book Page	68799/224
Instrument	10800

Lender

Name	WORCESTER BUSINESS DEVELOPMENT CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	643 CHANDLER ST, WORCESTER, MA 01602-1754
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068799-206
Date	Feb 3, 2023
Book Page	68799/206
Instrument	10799

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 3, 2023
Property Address	643 CHANDLER ST, WORCESTER, MA 01602-1754
Document Number	068799-182
Book / Page	68799 / 182
Instrument Date	Feb 3, 2023
Instrument	10796
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 DANA RD, OXFORD, MA 01540-1803

Mortgage

Document Number	0000010802
Date	Feb 3, 2023
Instrument	10802

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	068799-188
Date	Feb 3, 2023
Book Page	68799/188
Instrument	10798

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	643 CHANDLER ST, WORCESTER, MA 01602-1754
Document Number	62910-46
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26 CREEPER HILL RD GRAFTON MA 01519, GRAFTON, MA 01519

Mortgage

Document Number	62910-46
Date	Jul 30, 2020
Book Page	062910/000046
Instrument	83061

Lender

Name	HOMEFIELD CU

Agreement

Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	643 CHANDLER ST, WORCESTER, MA 01602-1754
Document Number	56736-204
Book / Page	056736 / 000204
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	56736-204
Date	Feb 13, 2017
Book Page	056736/000204
Instrument	15800

Lender

Name	HOMEFIELD CU

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 643 Chandler St was $12,165, up 14.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$12,165.00 (+14.43%)	$418,600 (+12.65%) Land $199,600 Building $219,000
2025	$10,631.00	$371,600 Land $185,600 Building $186,000
2023	$13,298.00	$425,400 Land $161,400 Building $264,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 Chandler St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Chandler St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T.

Nearby Properties on Chandler St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures