Worcester County and Worcester City property record for 644 Chandler St, Worcester, MA 01602
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4 bd · 2.5 ba · 4,016 sqft · built 1950 |
| Lot Size | 0.107 acres (4,654 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $12,650 (2026) |
| Deeds & Mortgages | Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-010-0007A |
| Primary APN | 40-010-0007A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,016 sqft Total Area |
| Gross Area | 8,032 sqft |
| Basement Area | 4,016 sqft |
| Unfinished Basement | 4,016 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,654 sqft (0.107 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 40-010-0007A |
|---|---|
| Street Address | 644 CHANDLER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01602-1755 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | BL-1 |
| Legal Block | 10 |
| Legal Lot Number | 7A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 730700 |
644 Chandler St, a commercial property, is held in a trust since June 2019.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1 MONTICELLO DR, PAXTON, MA 01612-1413 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2019 |
| Transfer Doc | 60494-286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 3, 2019 |
| Property Address | 644 CHANDLER ST, WORCESTER, MA 01602-1755 |
| Document Number | 60494-286 |
| Book / Page | 060494 / 000286 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 50455 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1 MONTICELLO DR PAXTON MA 016121413, PAXTON, MA 01612-1413 |
The 2026 property tax bill for 644 Chandler St was $12,650, up 1.6% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $12,650.00 (+1.57%) | $435,300 (-) Land $131,600 Building $303,700 |
| 2025 | $12,454.00 | $435,300 Land $122,400 Building $312,900 |
| 2023 | $9,838.00 | $314,700 Land $106,400 Building $208,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 644 Chandler St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Chandler St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
May also be available: AT&T.
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