Hamilton County property record for 6422 River Stream Dr, Harrison, TN 37341
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,520 sqft · built 1999 |
| Lot Size | 0.483 acres (21,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Mar 2021) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094A D 020 |
| Primary APN | 094A D 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,070 sqft (0.483 acres) |
| Lot Dimensions | 217 ft deep x 97.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000142653 |
|---|---|
| Old Parcel Number | 094A D020 |
| Street Address | 6422 RIVER STREAM DR |
| City | HARRISON |
| State | TN |
| Zip | 37341-7658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 258 RIVER COVE UNIT 6 PB60 PG1 OUT OF 94-31 FOR 99 |
| Legal Subdivision | RIVER COVE SUB UNIT |
| Legal Lot Number | 258 |
| Legal Unit | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10101 |
6422 River Stream Dr is owned and occupied by an individual who bought it in March 2021.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6422 RIVER STREAM DR, HARRISON, TN 37341-7658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU |
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VLY FCU |
| May 17, 2017 | Trustee's Deed, Construction Loan · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on File |
| Deed Sale | Mar 23, 2021 · Amount on File |
| Prior Sale | Dec 16, 2013 · Amount on File |
| Deed Document Number | 2021032300154 |
| Deed Book / Page | 12411 / 546 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 23, 2021 |
| Property Address | 6422 RIVER STREAM DR, HARRISON, TN 37341-7658 |
| Document Number | 0000000154 |
| Book / Page | 12411 / 546 |
| Map Reference | MB 60 PG 1 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021032300154 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6422 RIVER STREAM DR, HARRISON, TN 37341-7658 |
| Document Number | 0012411549 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 12411/549 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6422 RIVER STREAM DR, HARRISON, TN 37341-7658 |
| Document Number | 1227000161 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | FILE FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Address | 6422 RIVER STREAM DR HARRISON TN 373417658, HARRISON, TN 37341-7658 |
| Document Number | 1227000161 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 011531/000898 |
| Instrument | 181227000161 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6422 RIVER STREAM DR, HARRISON, TN 37341-7658 |
| Document Number | 1227000162 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Address | 6422 RIVER STREAM DR HARRISON TN 373417658, HARRISON, TN 37341-7658 |
| Document Number | 1227000162 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 011531/000917 |
| Instrument | 181227000162 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 17, 2017 |
| Property Address | 6422 RIVER STREAM DR, HARRISON, TN 37341-7658 |
| Book / Page | 011051 / 000645 |
| Instrument Date | May 6, 2017 |
| Instrument | 98 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 6422 RIVER STREAM DR HARRISON TN 373417658, HARRISON, TN 37341-7658 |
| Document Number | 0000000098 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 011051/000645 |
| Instrument | 98 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6422 River Stream Dr was $1,565, down 2.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,565.00 (-2.43%) | $103,275 (+43.99%) | $413,100 (+43.99%) Land $65,000 Building $348,100 |
| 2024 | $1,604.00 (-0.56%) | $71,725 (-) | $286,900 (-) Land $50,000 Building $236,900 |
| 2023 | $1,613.00 | $71,725 | $286,900 Land $50,000 Building $236,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6422 River Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6422 River Stream Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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