6448 Rapids Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 6448 Rapids Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,412 sqft · built 1997
Lot Size	0.532 acres (23,196 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (May 2024)
Tax Bill	$6,706 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292600 152.01-3-5`

Property Details

APN / Parcel Number

Primary APN	`292600 152.01-3-5`
Alternative APN	`26001520010003005000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	788 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	23,196 sqft (0.532 acres)
Lot Dimensions	290 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	21 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6448 RAPIDS RD
City	LOCKPORT
State	NY
Zip	14094-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBLOT #5
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1008
Census Tract	23404

Owner

6448 Rapids Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6448 RAPIDS RD, LOCKPORT, NY 14094-9543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	20246528
Prior Transfer Date	Nov 13, 2002
Prior Transfer Doc	3217000667
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 23, 2022
Property Address	6448 RAPIDS RD, LOCKPORT, NY 14094-9543
Document Number	0000008748
Map Reference	MB 56 PG 5618&5619
Instrument Date	Aug 25, 2022
Instrument	2022-18748
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6448 RAPIDS RD, 6448, LOCKPORT, NY 14094-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 COTTAGE LN, LOCKPORT, NY 14094-1640

Mortgage

Document Number	0000008750
Date	Sep 23, 2022
Instrument	2022-18750

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 6448 Rapids Rd was $6,706, up 17.3% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,706.00 (+17.28%)
2025	$5,718.00	$299,000 Land $29,200 Building $269,800	$299,000 Land $29,200 Building $269,800
2023		$238,200 Land $24,200 Building $214,000	$238,200 Land $24,200 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6448 Rapids Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6448 Rapids Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20