Niagara County and Lockport Town property record for 6446 Rapids Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,212 sqft · built 1997 |
| Lot Size | 0.655 acres (28,566 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,100 (Oct 1997) |
| Tax Bill | $6,620 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 152.01-3-4 |
| Primary APN | 292600 152.01-3-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 588 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,566 sqft (0.655 acres) |
| Lot Dimensions | 357 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6446 RAPIDS RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBLOT #4 |
| Legal Subdivision | DEERHURST SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23404 |
Source: Niagara County and Lockport Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6446 RAPIDS RD, LOCKPORT, NY 14094-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Jun 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 1997 · Amount on Record |
| Deed Sale | Oct 23, 1997 · Amount on Record |
| Deed Book / Page | 2778 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6446 RAPIDS RD, LOCKPORT, NY 14094-9543 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6446 RAPIDS RD, LOCKPORT, NY 14094-9543 |
| Document Number | 0000003563 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023-03563 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 3, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6446 RAPIDS RD, LOCKPORT, NY 14094-9543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 6446 RAPIDS RD, LOCKPORT, NY 14094-9543 |
| Document Number | 0000001561 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-11561 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6446 RAPIDS RD, LOCKPORT, NY 14094-9543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009554 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-09554 |
| Name | THE SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6446 RAPIDS RD, LOCKPORT, NY 14094-9543 |
| Document Number | 0000013088 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 6446 RAPIDS RD LOCKPORT NY 140949543, LOCKPORT, NY 14094-9543 |
| Document Number | 0000013088 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 13088 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2033 |
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,620.00 (+17.19%) Homeowner's exemption | ||
| 2025 | $5,649.00 | $295,000 (+29.39%) Land $31,100 Building $263,900 | $295,000 (+29.39%) Land $31,100 Building $263,900 |
| 2023 | $228,000 Land $26,100 Building $201,900 | $228,000 Land $26,100 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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