6447 Rapids Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 6447 Rapids Rd, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1998
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$240,500 (Sep 2021)
Tax Bill$5,883 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN292600 152.01-1-11

Property Details

APN / Parcel Number

Primary APN292600 152.01-1-11
Alternative APN
  • 26001520010001011000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area314 sqft
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6447 RAPIDS RD
CityLOCKPORT
StateNY
Zip14094-9543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBLOT #570
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number11.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group2
Census Block2016
Census Tract23405

Owner

6447 Rapids Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address6447 RAPIDS RD, LOCKPORT, NY 14094-9543
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Warranty Deed, Transfer · Conventional Mortgage
HUNT MORTGAGE
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE SUMMIT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2021 · Amount on File
Deed SaleSep 8, 2021 · Amount on File
Prior SaleNov 26, 2014
Deed Document Number202118802
Prior Transfer DateOct 10, 2014
Prior Transfer Doc2014017369
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateSep 8, 2021
Property Address6447 RAPIDS RD, LOCKPORT, NY 14094-9543
Document Number0000008802
Map ReferenceMB 52 PG 5181
Instrument DateAug 26, 2021
Instrument2021-18802
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5088 MAYER RD, 5088, HAMBURG, NY 14075-7024

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address430 W HAZELTINE AVE, TONAWANDA, NY 14217-2544

Mortgage

Document Number0000008803
DateSep 8, 2021
Instrument2021-18803
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address6447 RAPIDS RD, LOCKPORT, NY 14094-9543
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007979
DateMay 27, 2020
Instrument2020-07979
Lender
NameTHE SUMMIT FCU
TypeCredit Union
AddressROCHESTER, NY 14626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6447 Rapids Rd was $5,883, up 4.1% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLockport Town
Unified School DistrictStarpoint Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,883.00 (+4.14%)
2025$5,649.00$261,000 Land $21,000 Building $240,000$261,000 Land $21,000 Building $240,000
2023$228,000 Land $16,000 Building $212,000$228,000 Land $16,000 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6447 Rapids Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6447 Rapids Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT TOWN WDS
serves 21,105 people · EPA ID NY3100563
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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