Osceola County property record for 6445 Creation St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,168 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2020) |
| Tax Bill | $2,810.00 (2025) |
| Primary APN | 2625314410000F0120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,168 sqft Heated Area |
| Gross Area | 1,784 sqft Gross Area |
| 1st Floor | 1,168 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 117 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 408 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 208 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 92432 |
|---|---|
| Street Address | 6445 CREATION ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9473 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW EDEN ON THE LAKES UNIT A PB 2 PG 026 BLK F LOT 12 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON LK UN A |
| Legal Tract | 4410 |
| Legal Block | F |
| Legal Lot Number | 12 |
| Legal Unit | A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1050 |
| Census Tract | 43700 |
Source: Osceola County records · APN 2625314410000F0120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6445 CREATION ST, SAINT CLOUD, FL 34771-9473 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jun 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Doc Number | 0058031795 |
| Deed Book / Page | 5803 / 1795 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 30, 2020 |
| Property Address | 6445 CREATION ST, SAINT CLOUD, FL 34771-9473 |
| Document Number | 0058031795 |
| Book / Page | 5803 / 1795 |
| Map Reference | MB 2 PG 26&27 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020131312 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | GOLDEN KEY TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6445 CREATION ST, 6445, SAINT CLOUD, FL 34771-9473 |
| Name | Verified Name |
|---|---|
| Address | 6445 CREATION ST, SAINT CLOUD, FL 34771-9473 |
| Document Number | 0058031797 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 5803/1797 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 6445 CREATION ST, SAINT CLOUD, FL 34771-9473 |
| Document Number | 0053540613 |
| Book / Page | 5354 / 0613 |
| Map Reference | MB2 PG26&27 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018095585 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONS IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6445 CREATION ST, 6445, SAINT CLOUD, FL 34771-9473 |
| Name | Verified Name |
|---|---|
| Address | 6445 CREATION ST, SAINT CLOUD, FL 34771-9473 |
| Document Number | 2018095586 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018095586 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 (+8.33%) Homeowner's exemption | $192,273 (+5.99%) | $225,200 (+3.87%) Land $50,000 Building $175,200 |
| 2023 | $2,594.00 (+4.77%) Homeowner's exemption | $181,413 (+3%) | $216,800 (+9.83%) Land $45,000 Building $171,800 |
| 2022 | $2,476.00 Homeowner's exemption | $176,130 | $197,400 Land $40,000 Building $157,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 95 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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