6436 Creation St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6436 Creation St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,048 sqft Living Area
Lot Size	9,365 sqft (0.215 acres)
Occupancy	Owner Occupied
Last Sale	$100 (2024)
Tax Bill	$1,374.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-25-31-4410-000I-0060`
Alternative APNs	`2531264410000I0060` `92459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,048 sqft Living Area
Gross Area	1,340 sqft Gross Area
1st Floor	1,048 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,365 sqft (0.215 acres)
Depth X Width	125 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	280 sqft Garage
Shed	1 Shed
Shed Area	120 sqft Shed
Porch Area	12 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	6436 CREATION ST
City	SAINT CLOUD
State	FL
Zip	34771-9472
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK I LOT 6
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON THE LAKES UNIT A
Legal Tract	4410
Legal Block	I
Legal Lot Number	6
Legal Unit	A
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1049
Census Tract	43700

Owner

Source: Osceola County records · APN 26-25-31-4410-000I-0060

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6436 CREATION ST, SAINT CLOUD, FL 34771-9472
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Jul 29, 1998 · Amount on Record
Deed Doc Number	202465216
Deed Book / Page	6602 / 509
Prior Transfer Date	May 04, 2024
Prior Transfer Doc	0066020509
Record Refreshed	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6436 CREATION ST, SAINT CLOUD, FL 34771-9472
Document Number	0052902091
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6436 CREATION ST ST CLOUD FL 347719472, ST CLOUD, FL 34771-9472

Mortgage

Document Number	0052902091
Date	Feb 22, 2018
Book Page	005290/002091
Instrument	31510

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00 (+8.3%)	$96,883 (+5.99%)	$190,100 (+4.45%) Land $50,000 Building $140,100
2024	$1,374.00 (+2.77%)
2023	$1,337.00 (+6.53%) Homeowner's exemption	$91,411 (+3%)	$182,000 (+10.04%) Land $45,000 Building $137,000
2022	$1,255.00 Homeowner's exemption	$88,749	$165,400 Land $40,000 Building $125,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	About 1 in 95 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.