1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Creation St

6435 Creation St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6435 Creation St, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,472 sqft Living Area
Lot Size8,799 sqft (0.202 acres)
OccupancyOwner Occupied
Last Sale$341,000 (2022)
Tax Bill$3,528.00 (2024)

Property Details

APN / Parcel Number

Primary APN26-25-31-4410-000F-0100
Alternative APNs
  • 2531264410000F0100
  • 92430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,472 sqft Living Area
Gross Area1,932 sqft Gross Area
1st Floor1,472 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2000
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,799 sqft (0.202 acres)
Depth X Width117 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
Patio Area60 sqft Patio
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address6435 CREATION ST
CitySAINT CLOUD
StateFL
Zip34771-9473
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES UNIT A PB 2 PG 026 BLK F LOT 10
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNIT A
Legal Tract4410
Legal BlockF
Legal Lot Number10
Legal UnitA
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1050
Census Tract43700

Owner

Source: Osceola County records · APN 26-25-31-4410-000F-0100

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Warranty Deed, Transfer · Conventional Mortgage
REACH HOME LOANS LLC
Apr 22, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Feb 05, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME SOLUTION LENDERS INC
Jun 03, 2019Correction Deed, Transfer
ATTORNEY ONLY
Jun 03, 2019Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2022 · Amount on Record
Deed SaleJul 01, 2022 · Amount on Record
Prior SaleApr 22, 2022 · Amount on Record
Deed Doc Number2022103006
Deed Book / Page6244 / 1233
Prior Transfer DateMay 23, 2019
Prior Transfer Doc0055340650
Record RefreshedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2022
Property Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473
Document Number0062441233
Book / Page6244 / 1233
Map ReferenceMB 2 PG 26
Instrument DateJun 29, 2022
Instrument2022103006
Transaction TypeTransfer
Record UpdatedJul 14, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,387.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473

Mortgage

Document Number0062441235
DateJul 01, 2022
Instrument6244/1235
Lender
NameREACH HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 22, 2022
Property Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473
Document Number0061990840
Book / Page6199 / 840
Map ReferenceMB 2 PG 26
Instrument DateApr 21, 2022
Instrument2022063832
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5521 VIGO LOOP, SAINT CLOUD, FL 34771-9439

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 05, 2021
Property Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473
Document Number0058860247
Book / Page5886 / 247
Map ReferenceMB 2 PG 26
Instrument DateFeb 05, 2021
Instrument2021017435
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address60 KITTUWAH TRL, 60, MURPHY, NC 28906-4298

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473

Mortgage

Document Number0005886248
DateFeb 05, 2021
Instrument5886/248
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

June 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJun 03, 2019
Property Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473
Document Number0055340650
Book / Page005534 / 000650
Instrument DateMay 23, 2019
Instrument71027
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address139 MAIN ST # 203

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 03, 2019
Property Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473
Document Number0055340652
Book / Page5534 / 0652
Map ReferenceMB 2 PG 26
Instrument DateMay 23, 2019
Instrument2019071028
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10 STATION LANE UNIONVILLE ON L3R1R3 CANADA, 10, XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address6435 CREATION ST, SAINT CLOUD, FL 34771-9473

Mortgage

Document Number0005534654
DateJun 03, 2019
Instrument5534/654
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,646.00 (+3.34%) Homeowner's exemption$252,600 (+3.99%) Land $50,000 Building $202,600$252,600 (+3.99%) Land $50,000 Building $202,600
2024$3,528.00 (+2.17%)
2023$3,453.00 (+11.42%) Homeowner's exemption$242,900 (+10.06%) Land $45,000 Building $197,900$242,900 (+10.06%) Land $45,000 Building $197,900
2022$3,099.00 Homeowner's exemption$220,700 Land $40,000 Building $180,700$220,700 Land $40,000 Building $180,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 95 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Creation St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures