6442 Opal Way, Carlsbad, CA 92011 Property Records

San Diego County property record for 6442 Opal Way, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,336 sqft · built 2000
Lot Size	0.148 acres (6,452 sqft)
Owner	Company Name on Record
Last Sale	$354,500 (May 1999)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`212-200-58-00`

Property Details

APN / Parcel Number

Primary APN	`212-200-58-00`
Alternative APN	`2122002800`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,336 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,452 sqft (0.148 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2122002800
Street Address	6442 OPAL WAY
City	CARLSBAD
State	CA
Zip	92011-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR 187 TR PM18034
Legal Subdivision	CITY OF CARLSBAD
Legal Tract	1018034
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	22102

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 1999 · Amount on Record
Deed Sale	May 26, 1999 · Amount on Record
Deed Document Number	1999362481
Last Transfer Date	Jun 5, 2019
Transfer Doc	0000224747
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000231878
Date	Aug 25, 2023
Instrument	2023-0231878

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000650604
Date	Sep 14, 2021
Instrument	2021-0650604

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293112
Date	Jun 9, 2020
Instrument	2020-0293112

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2019
Property Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241
Document Number	0000224747
Instrument Date	Jun 5, 2019
Instrument	224747
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6442 OPAL WAY CARLSBAD CA 920111241, CARLSBAD, CA 92011-1241

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2019
Property Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241
Document Number	0000223002
Map Reference	FILE 1998-0284625
Instrument Date	May 14, 2019
Instrument	2019-0223002
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6442 OPAL WAY, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000223003
Date	Jun 10, 2019
Instrument	2019-0223003

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,145 (+2%) Land $207,866 Building $358,279
2025	$5,961.00 (+4.12%) Homeowner's exemption	$555,045 (+4.04%) Land $203,791 Building $351,254
2023	$5,725.00 (+1.6%) Homeowner's exemption	$533,494 Land $195,879 Building $337,615
2022	$5,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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