6435 Opal Way, Carlsbad, CA 92011 Property Records

San Diego County property record for 6435 Opal Way, Carlsbad, CA 92011 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,499 sqft · built 2000
Lot Size	0.133 acres (5,795 sqft)
Owner	2 Company Names on File
Last Sale	$1,550,000 (Dec 2022)
Tax Bill	$17,440 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`212-200-24-00`

Property Details

APN / Parcel Number

Primary APN	`212-200-24-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,499 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,795 sqft (0.133 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6435 OPAL WAY
City	CARLSBAD
State	CA
Zip	92011-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 TR 013429
Legal Subdivision	CARLSBAD COURT
Legal Tract	013429
Legal Block	3
Legal Lot Number	183
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	22102

Owner

Source: San Diego County records · APN 212-200-24-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2026	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
May 08, 2023	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Dec 16, 2022	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 12, 2022	Intrafamily Transfer, Transfer
Jun 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	May 21, 1999 · Amount on Record
Deed Document Number	2022471426
Last Transfer Date	Jul 29, 2024
Transfer Doc	0000198442
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000033351
Date	Feb 06, 2026
Instrument	2026-0033351

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000119168
Date	May 08, 2023
Instrument	2023-0119168

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jun 01, 2023

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2022
Property Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241
Document Number	0000471426
Map Reference	MAP 13429
Instrument Date	Nov 18, 2022
Instrument	2022-0471426
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000471427
Date	Dec 16, 2022
Instrument	2022-0471427

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2022
Property Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241
Document Number	0000397268
Map Reference	MAP 13429
Instrument Date	Oct 05, 2022
Instrument	2022-0397268
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6435 OPAL WAY, CARLSBAD, CA 92011-1241
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000287175
Date	Jun 05, 2020
Instrument	2020-0287175

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,644,872 (+2%) Land $1,220,389 Building $424,483
2025	$17,440.00 (+4.06%)	$1,612,620 (+4.04%) Land $1,196,460 Building $416,160
2023	$16,760.00 (+203.18%)	$1,550,000 Land $1,150,000 Building $400,000
2022	$5,528.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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