6438 Opal Way, Carlsbad, CA 92011 Property Records

San Diego County property record for 6438 Opal Way, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,275 sqft · built 2000
Lot Size	0.129 acres (5,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$757,500 (Oct 2014)
Tax Bill	$9,793 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212-200-57-00`

Property Details

APN / Parcel Number

Primary APN	`212-200-57-00`
Alternative APN	`2122002700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,275 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,641 sqft (0.129 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2122002700
Street Address	6438 OPAL WAY
City	CARLSBAD
State	CA
Zip	92011-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR 186 TR PM18034
Legal Subdivision	CITY OF CARLSBAD
Legal Tract	1018034
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	22102

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6438 OPAL WAY, CARLSBAD, CA 92011-1241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage RESCOM FINANCIAL SERVICES INC RESCOM FINANCIAL SERVICES INC
Oct 4, 2017	Deed of Trust, Mortgage · VA Mortgage RESCOM FINANCIAL SERVICES INC RESCOM FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2014 · Amount on Record
Deed Sale	Oct 28, 2014 · Amount on Record
Prior Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	2014467211
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6438 OPAL WAY, CARLSBAD, CA 92011-1241
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6438 OPAL WAY, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000341820
Date	Dec 12, 2023
Instrument	2023-0341820

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6438 OPAL WAY, CARLSBAD, CA 92011-1241
Document Number	0000723016
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6438 OPAL WAY CARLSBAD CA 920111241, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000723016
Date	Nov 17, 2020
Instrument	723016

Lender

Name	RESCOM FINANCIAL SERVICES INC RESCOM FINANCIAL SERVICES INC
Type	Bank
Address	MISSION VIEJO, CA 92691

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6438 OPAL WAY, CARLSBAD, CA 92011-1241
Document Number	0000466896
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6438 OPAL WAY CARLSBAD CA 920111241, CARLSBAD, CA 92011-1241

Mortgage

Document Number	0000466896
Date	Oct 10, 2017
Instrument	466896

Lender

Name	RESCOM FINANCIAL SERVICES INC RESCOM FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	NEWPORT BEACH, CA 92673

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,599 (+2%) Land $735,528 Building $193,071
2025	$9,793.00 (+4.1%) Homeowner's exemption	$910,392 (+4.04%) Land $721,106 Building $189,286
2023	$9,407.00 (+1.59%) Homeowner's exemption	$875,042 Land $693,105 Building $181,937
2022	$9,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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