Santa Rosa County property record for 6442 Julia Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,324 sqft · built 1960 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Apr 2025) |
| Tax Bill | $1,312 (2024) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2N-28-5060-00400-0240 |
| Primary APN | 28-2N-28-5060-00400-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,866 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Porch | Screened Porch |
|---|---|
| Porch Area | 542 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6442 JULIA DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 24 BLK 4 SKYLINE HEIGHTS 1ST ADD AS DES IN OR 4600 PG 1205 |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 28 |
| Legal Subdivision | SKYLINE HEIGHTS 1,2 |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 10601 |
6442 Julia Dr is owned and occupied by an individual who bought it in April 2025.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6442 JULIA DR, MILTON, FL 32570-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK |
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 20, 2017 | Deed of Trust, Transfer · Conventional with PMI CHARTERBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on File |
| Deed Sale | Apr 1, 2025 · Amount on File |
| Prior Sale | Sep 29, 2021 · Amount on File |
| Deed Document Number | 202513836 |
| Deed Book / Page | 4600 / 1205 |
| Prior Transfer Date | May 31, 2005 |
| Prior Transfer Doc | 0024570386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 1, 2025 |
| Property Address | 6442 JULIA DR, MILTON, FL 32570-3448 |
| Document Number | 0046001205 |
| Book / Page | 4600 / 1205 |
| Map Reference | MB B PG 67 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 202513836 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5530 BUCKWHEAT WAY, PACE, FL 32571-6417 |
| Name | Verified Name |
|---|---|
| Address | 6442 JULIA DR, MILTON, FL 32570-3448 |
| Document Number | 0046001207 |
|---|---|
| Date | Apr 1, 2025 |
| Instrument | 4600/1207 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 6442 JULIA DR, MILTON, FL 32570-3448 |
| Document Number | 0041850332 |
| Book / Page | 4185 / 332 |
| Map Reference | MB B PG 67 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 202164976 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $745.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7936 TWIN LAKE DR, 7936, MILTON, FL 32583-2414 |
| Name | Verified Name |
|---|---|
| Address | 5530 BUCKWHEAT WAY, PACE, FL 32571-6417 |
| Document Number | 4185334 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 4185/334 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6442 JULIA DR, MILTON, FL 32570-3448 |
| Document Number | 0035921621 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7936 TWIN LAKE DR MILTON FL 325832414, MILTON, FL 32583-2414 |
| Document Number | 0035921621 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 003592/001621 |
| Instrument | 2540 |
| Name | CHARTERBANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, GA 31833 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,828 (+13.37%) Land $19,000 Building $100,828 | $119,828 (+13.37%) Land $19,000 Building $100,828 | |
| 2024 | $1,312.00 (-0.46%) | $105,695 (+1.18%) Land $15,000 Building $90,695 | $105,695 (+1.18%) Land $15,000 Building $90,695 |
| 2023 | $1,318.00 (+5.27%) | $104,465 (+6.78%) Land $15,000 Building $89,465 | $104,465 (+6.78%) Land $15,000 Building $89,465 |
| 2022 | $1,252.00 | $97,830 | $97,830 Land $12,000 Building $85,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6442 Julia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6442 Julia Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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