6441 Julia Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6441 Julia Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,324 sqft · built 1961
Lot Size0.206 acres (8,973 sqft)
OwnerIndividual Name on Record
Last Sale$184,000 (Mar 2023)
Tax Bill$1,130 (2025)
Deeds & MortgagesAug 2023 Mortgage
Mar 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-2N-28-5060-00500-0210

Property Details

APN / Parcel Number

Primary APN28-2N-28-5060-00500-0210
Alternative APN
  • N282285060005000210

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,324 sqft Living Area
Gross Area1,348 sqft
1st Floor Area1,324 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,973 sqft (0.206 acres)
Lot Dimensions125 ft deep x 72 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6441 JULIA DR
CityMILTON
StateFL
Zip32570-3452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSKYLINE HGHTS 1ST ADD LOT 21 BLK 5 AS DES IN OR 4376 PG 1780
Legal Range28W
Legal Township2N
Legal Section28
Legal SubdivisionSKYLINE HEIGHTS 1,2
Legal Block5
Legal Lot Number21
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group4
Census Block4017
Census Tract10601

Owner

Source: Santa Rosa County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6441 JULIA DR, MILTON, FL 32570-3452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Mar 20, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 19, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 8, 2022Warranty Deed, Transfer
CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS FIRST CREDIT UNION OF FLORIDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2023 · Amount on Record
Deed SaleMar 20, 2023 · Amount on Record
Prior SaleMay 19, 2022 · Amount on Record
Deed Document Number202311543
Deed Book / Page4376 / 1780
Prior Transfer DateApr 23, 2018
Prior Transfer Doc0000047249
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6441 JULIA DR, MILTON, FL 32570-3452
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 JULIA DR, MILTON, FL 32570-3452

Mortgage

Document Number0044291224
DateAug 30, 2023
Book Page4429/1224
Instrument202339563
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueApr 1, 2052

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 20, 2023
Property Address6441 JULIA DR, MILTON, FL 32570-3452
Document Number0043761780
Book / Page4376 / 1780
Map ReferenceMB B PG 67
Instrument DateMar 17, 2023
Instrument202311543
Transaction TypeTransfer
Record UpdatedApr 18, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,288.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address199 SAVANNAH FOREST CIR, CRAWFORDVILLE, FL 32327-0682

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 JULIA DR, MILTON, FL 32570-3452

Mortgage

Document Number0043761782
DateMar 20, 2023
Instrument4376/1782
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 19, 2022
Property Address6441 JULIA DR, MILTON, FL 32570-3452
Document Number0042851672
Book / Page4285 / 1672
Map ReferenceMB B PG 67
Instrument DateMay 18, 2022
Instrument202230463
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4442, MILTON, FL 32572-4442

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 JULIA DR, MILTON, FL 32570-3452

Mortgage

Document Number0042851674
DateMay 19, 2022
Instrument4285/1674
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 8, 2022
Property Address6441 JULIA DR, MILTON, FL 32570-3452
Document Number0042550817
Book / Page4255 / 817
Map ReferenceMB B PG 67
Instrument DateMar 7, 2022
Instrument202213758
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12234 JOHNNY PARKER RD, 12234, HOLT, FL 32564

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4442, MILTON, FL 32572-4442

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6441 JULIA DR, MILTON, FL 32570-3452
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039691010
DateJun 29, 2020
Book Page3969/1010
Instrument202031785
Lender
NameMEMBERS FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressPENSACOLA, FL 32591
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,130.00 (+6.3%) Homeowner's exemption$125,455 (+2.9%)$144,173 (+4.83%) Land $19,000 Building $125,173
2024$1,063.00 (-36.8%) Homeowner's exemption$121,919 (-10.33%)$137,534 (+1.16%) Land $15,000 Building $122,534
2023$1,682.00 (+381.95%) Homeowner's exemption$135,962 (+198.75%) Land $15,000 Building $120,962$135,962 (+67.37%) Land $15,000 Building $120,962
2022$349.00 Homeowner's exemption$45,510$81,234 Land $12,000 Building $69,234

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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